The Financial Services Authority (OJK) continues to monitor the\ngrowth trend of third-party funds (DPK) by currency denomination amid\nescalating volatility in global financial markets. In April 2026, the\nOJK recorded an annual increase in foreign currency (forex) DPK of\n10.87%.<\/p>\n
The breakdown showed foreign currency current accounts grew 3.15%\nyear-on-year, foreign currency savings increased 23.21% year-on-year,\nand foreign currency deposits rose 22.00% year-on-year.<\/p>\n
Dian Ediana Rae, Head of Banking Supervision at the OJK, stated that\nsince early 2026, the authority has observed an increase in the share of\nforeign currency DPK relative to total DPK. \u201cHowever, the increase in\nforeign currency DPK remains reasonable, so the share of foreign\ncurrency DPK relative to total DPK remains relatively stable and moves\nwithin the 15%-16% range,\u201d Dian said.<\/p>\n
She noted that the increase in foreign currency DPK share is\nprimarily concentrated in deposits, considering that the foreign\ncurrency deposit interest rates offered by major banks are quite\ncompetitive. \u201cThis serves as an incentive for exporters to place their\nfunds domestically,\u201d she explained.<\/p>\n
In April 2026, the OJK recorded total DPK growth of 11.39%\nyear-on-year. Rupiah-denominated DPK continued to dominate with growth\nof 11.49% year-on-year.<\/p>\n
Dian attributed rupiah DPK growth to current accounts, which grew\n23.25% year-on-year, savings up 7.88% year-on-year, and deposits up\n6.91% year-on-year.<\/p>\n
\u201cConsistent with this, the total number of DPK accounts continued to\nincrease, reaching 667,169,152 accounts by April 2026, representing\ngrowth of 7.22% year-on-year. The vast majority remain dominated by\nrupiah-denominated accounts,\u201d she concluded.<\/p>", "url": "https:\/\/jawawa.id\/newsitem\/foreign-currency-savings-and-deposits-increase-ojk-deems-growth-reasonable-1780365620", "image": "" }, "sponsor": "Okusi Associates", "sponsor_url": "https:\/\/okusiassociates.com" }