{
    "success": true,
    "data": {
        "id": 1962807,
        "msgid": "essential-knowledge-common-fraud-methods-in-the-digital-era-1788677549",
        "date": "2026-09-06 12:32:07",
        "title": "Essential Knowledge: Common Fraud Methods in the Digital Era",
        "author": "",
        "source": "CNBC",
        "tags": "",
        "topic": "Finance",
        "summary": "A Vice President of Bank Mandiri has warned the public about the rising prevalence of digital fraud, specifically highlighting phishing and card skimming. He emphasised the importance of protecting personal data, such as OTP codes, and maintaining vigilance when using social media and ATMs.",
        "content": "<p>Many individuals fall victim to crimes in the digital era due to a\nlack of awareness or negligence in managing confidential personal\ndata.<\/p>\n<p>This was acknowledged by Hari Mulyana, Vice President at PT Bank\nMandiri (Persero) Tbk. In response to these risks, he advised the public\nto be more cautious when using social media and to maintain the\nconfidentiality of personal data, particularly regarding phishing.<\/p>\n<p>As is widely known, phishing is a fraudulent practice designed to\ntrick victims into sharing personal data, passwords, or One-Time\nPasswords (OTP) through fake links.<\/p>\n<p>\u201cCurrently, there are many diverse offers on social media. We must be\nselective in distinguishing which transactions do not pose a risk to us.\nRegarding OTPs, never provide your OTP to anyone else. This includes\nyour own partner; they perhaps do not need to know,\u201d he stated during\nthe Lampung Financial Festival at Novotel Bandar Lampung on Sunday\n(6\/9\/2026).<\/p>\n<p>Secondly, he addressed card skimming, which involves the theft of ATM\nand credit card data using illegal reading devices on ATM or EDC\nmachines.<\/p>\n<p>\u201cRegarding credit cards, protect the last three digits of the card;\nlet us all guard our accounts. We are the ones managing and controlling\nthe risks. Therefore, regardless of what occurs,\u201d he explained.<\/p>\n<p>Regarding mobile applications, Bank Mandiri currently offers Livin\u2019\nby Mandiri. The application is considered to have robust security with\nmulti-layered protection to safeguard user transactions.<\/p>\n<p>He further advised that if anything suspicious occurs, individuals\nshould immediately contact the official Bank Mandiri call centre.<\/p>\n<p>\u201cIf there is something suspicious, there is the Livin\u2019 call, which is\nfree of charge, and you can block your card via the Livin\u2019 app. From the\nbanking side, we are present not only through digital applications but\nalso through risk mitigation; however, the active role of the customer\nis also required,\u201d he clarified.<\/p>",
        "url": "https:\/\/jawawa.id\/newsitem\/essential-knowledge-common-fraud-methods-in-the-digital-era-1788677549",
        "image": ""
    },
    "sponsor": "Okusi Associates",
    "sponsor_url": "https:\/\/okusiassociates.com"
}