{
    "success": true,
    "data": {
        "id": 1620557,
        "msgid": "ensure-smooth-insurance-claims-during-eid-homecoming-by-not-overlooking-these-matters-1773751944",
        "date": "2026-03-17 19:01:00",
        "title": "Ensure Smooth Insurance Claims During Eid Homecoming by Not Overlooking These Matters",
        "author": "Azwar Ferdian",
        "source": "KOMPAS",
        "tags": "",
        "topic": "Regulation",
        "summary": "Vehicle owners undertaking long-distance travel during the Eid holiday season should adhere to traffic regulations and disclose any vehicle modifications to their insurers to avoid claim rejections. Insurance companies may deny claims if accidents result from driver negligence or non-compliance with traffic rules, whilst undisclosed modifications\u2014such as roof racks or altered lighting\u2014can invalidate coverage or complicate the claims process.",
        "content": "<p>Jakarta \u2014 The Eid homecoming period is an eagerly anticipated time\nfor many people. However, long-distance travel also carries risks,\nincluding potential road accidents.<\/p>\n<p>To maintain optimal protection, vehicle owners must understand\nimportant matters to ensure insurance claims remain valid should an\nincident occur.<\/p>\n<p>\u201cFirst is complying with traffic regulations. So ensure you follow\ntraffic rules, such as observing road signs and traffic conditions,\u201d\nsaid Iwan in an interview with Kompas.com in Jakarta last weekend.<\/p>\n<p>He explained that violations of traffic regulations can impact the\nclaims process. If an accident occurs due to driver negligence or error,\nthe insurance company may potentially reject the submitted claim.<\/p>\n<p>In other words, compliance with regulations is not only for safety\nbut also serves as an important factor in ensuring that insurance\nprotection remains valid.<\/p>\n<p>\u201cChanges to vehicle accessories must also be reported. If you add a\nroof rack or modify lighting, these should really be reported to the\ninsurance company,\u201d said Iwan in a separate statement.<\/p>\n<p>He added that such information is important so that the insurance\ncompany understands the current condition of the insured vehicle.<\/p>\n<p>\u201cWe want to ensure modifications are correct and appropriate. God\nforbid there is an accident and fire due to improper lighting changes,\nbecause there are many fire incidents resulting from electrical short\ncircuits due to improper modifications,\u201d said Iwan.<\/p>\n<p>In this way, when an accident occurs, the insurance company already\nhas accurate data regarding the vehicle\u2019s condition, so the claims\nprocess can run more smoothly.<\/p>\n<p>In conclusion, driving discipline and transparency about vehicle\ncondition are the key factors in ensuring that insurance claims run\nwithout problems during the Eid homecoming period.<\/p>",
        "url": "https:\/\/jawawa.id\/newsitem\/ensure-smooth-insurance-claims-during-eid-homecoming-by-not-overlooking-these-matters-1773751944",
        "image": ""
    },
    "sponsor": "Okusi Associates",
    "sponsor_url": "https:\/\/okusiassociates.com"
}