{
    "success": true,
    "data": {
        "id": 1324551,
        "msgid": "disgusted-by-bni-1447893297",
        "date": "2003-06-11 00:00:00",
        "title": "Disgusted by BNI",
        "author": null,
        "source": "JP",
        "tags": null,
        "topic": null,
        "summary": "Disgusted by BNI We are a foreign-owned company (PMA) with an account at Bank Negara Indonesia (BNI). I have been totally disgusted by the actions of a senior manager (second-in-charge) at the BNI Mataram branch. He reported to us that for international incoming transfers, we were now going to be charged provisi, or a provision, of one rupiah for every Rp 1,000 sent, instead of the standard Rp 100,000 that we were previously charged -- no matter what the amount.",
        "content": "<p>Disgusted by BNI<\/p>\n<p>We are a foreign-owned company (PMA) with an account at Bank<br>\nNegara Indonesia (BNI).<\/p>\n<p>I have been totally disgusted by the actions of a senior<br>\nmanager (second-in-charge) at the BNI Mataram branch.<\/p>\n<p>He reported to us that for international incoming transfers,<br>\nwe were now going to be charged provisi, or a provision, of one<br>\nrupiah for every Rp 1,000 sent, instead of the standard Rp<br>\n100,000 that we were previously charged -- no matter what the<br>\namount.<\/p>\n<p>As we are a good client of the bank and trust the management,<br>\nwe fully accepted the \"new fees\" as official and went on with our<br>\nbusiness.<\/p>\n<p>Having recently checked our official bank statements and<br>\nCredit Notes, I noticed that nowhere in them did these new fees<br>\nappear. There are no official records of these fees anywhere. In<br>\nfact, what appears is the \"reimbursement\" of the official provisi<br>\nof Rp 100,000. Therefore, the fees that we were supposed to have<br>\nbeen charged have been taken out of our regular bank costs.<\/p>\n<p>But I'm still confused. Where do the Rp 1\/Rp 1000 transfer<br>\nfees show up? Are they being very nice to us now and not charging<br>\nus anything for incoming international transfers?<\/p>\n<p>Having looked deeper into this problem, I was told by one of<br>\nour staff that occasionally when he goes to the bank to cash one<br>\nof our checks, the second-in-charge at the BNI Mataram branch<br>\npersonally calls him aside and takes a portion of the cashed<br>\ncheck and says, \"this is for the latest transfer that came in\".<\/p>\n<p>Therefore, there are no official bank transaction fees<br>\nrecorded, as the \"fees\" are literally being taken in bank notes<br>\nright out of our hands and not being recorded in the account.<\/p>\n<p>After having enquired the BNI main office in Jakarta regarding<br>\nthe above, I was told that there are no such fees, that the<br>\namount seemed excessive and that they would enquire into the<br>\nmatter.<\/p>\n<p>However, the person on the phone didn't seem too interested in<br>\nour story and although it has already been several weeks, I still<br>\nhaven't been contacted by BNI. Not surprised.<\/p>\n<p>Incidentally, since I telephoned the manager and asked him<br>\nabout the fees, which he assured me were official, our staff have<br>\nnot been asked for the cash anymore and now, as before, whenever<br>\nthere is an incoming transfer into our account our bank<br>\nstatements show a minus Rp 100,000 for \"transfer fees\".<\/p>\n<p>FRANCESCO BRUNO,  Mataram, West Nusa Tenggara<\/p>",
        "url": "https:\/\/jawawa.id\/newsitem\/disgusted-by-bni-1447893297",
        "image": ""
    },
    "sponsor": "Okusi Associates",
    "sponsor_url": "https:\/\/okusiassociates.com"
}