{ "success": true, "data": { "id": 1835965, "msgid": "digital-payments-become-new-engine-for-strengthening-msme-economy-in-transformation-era-1782967820", "date": "2026-07-02 10:31:00", "title": "Digital Payments Become New Engine for Strengthening MSME Economy in Transformation Era", "author": "indrastuti", "source": "MEDIA_INDONESIA", "tags": "", "topic": "Economy", "summary": "The adoption of digital payments in Indonesia is accelerating, driven by collaboration between regulators, industry players, and MSMEs. Bank Indonesia's Karya Kreatif Mataraman & DIGIMAFEST 2026 in Kediri highlighted this trend, with ShopeePay reporting a 70% growth in active QRIS users in the region. The initiative focuses on boosting financial literacy, secure transaction practices, and expanding digital payment access to foster inclusive and sustainable economic growth.", "content": "

The transformation of the digital economy in the regions continues to\nshow acceleration, in line with the increasingly widespread adoption of\nnon-cash payments and growing collaboration between regulators, industry\nplayers, and micro, small, and medium enterprises (MSMEs). Strengthening\nthe digital payment ecosystem is becoming a crucial foundation for\naccelerating more inclusive economic growth while enhancing the\ncompetitiveness of MSMEs in the digital era. This momentum was visible\nduring the Karya Kreatif Mataraman (KKM) & DIGIMAFEST 2026 event\norganised by Bank Indonesia (BI) in Kediri. The event brought together\nvarious stakeholders to encourage the acceleration of digital\ntransformation through strengthening financial literacy, expanding the\nuse of secure digital payments, and developing technology-based\nfinancial service innovations. One digital payment service provider,\nShopeePay, participated in the activity as part of its commitment to\nsupporting MSME digitalisation, strengthening financial literacy, and\nexpanding the adoption of secure digital payments. Carrying the theme\n\u2018Digital Synergy and Innovation for Sustainable Economic Acceleration\u2019,\nthis activity served as a collaborative platform for regulators, digital\npayment service providers, MSME players, and the public to accelerate\nthe digital economic transformation in the regions. In line with this\nspirit, the adoption of digital payments in the Kediri area continues to\nshow a positive trend. In recent months, the number of active ShopeePay\nQRIS users in Kediri City and Regency grew by more than 70%. This\nachievement reflects the increasing public trust in digital payments as\nwell as the wider utilisation of QRIS in daily economic activities.\nPresident Director of ShopeePay Indonesia, Eka Nilam Dari, stated that a\nsustainable digital economic transformation can only be realised through\nstrong synergy among all stakeholders. \u2018We believe that digital payments\nnot only facilitate transactions but also open wider access for MSMEs to\ncontinue growing and actively participate in digital economic growth.\nTherefore, ShopeePay continues to support various BI initiatives aimed\nat expanding digital payment adoption and creating an increasingly\ninclusive and sustainable digital ecosystem,\u2019 she said. She added that\nthe increasing use of digital services must also be balanced with\neducation on transaction security so that the public can utilise\nfinancial technology safely and responsibly. As part of the KKM &\nDIGIMAFEST 2026 series, ShopeePay presented an interactive booth\nproviding education on the benefits of digital payments, safe\ntransaction practices, and the importance of using digital financial\nservices wisely. The company also participated in an educational talk\nshow titled \u2018KLIK AMAN: Smart Financial Women, Safe in the Digital Era\u2019\nwith Bank Indonesia and the Financial Services Authority (OJK). The\nsession highlighted the importance of financial literacy and consumer\nprotection amidst the increasing adoption of digital financial services.\nFurthermore, support for MSME digitalisation is also realised through\nvarious payment innovations, including NFC-based QRIS Tap and\ncross-border QRIS. These innovations help business players reach more\ncustomers, improve operational efficiency, and simplify transaction\nrecording. In addition to expanding digital payment access, the company\ncontinues to strengthen education on transaction security. Through\neducational sessions during the event, the public was invited to\nrecognise various digital crime modes such as phishing, social\nengineering, OTP misuse, and fake customer service modes. Participants\nalso received guidance on the importance of maintaining the\nconfidentiality of PINs and OTPs, as well as quick steps to take if an\naccount is suspected of being misused. This commitment is supported by\nthe implementation of a multi-layered security system, ranging from data\nencryption, Know Your Customer\/Merchant (KYC\/M) processes, a Fraud\nDetection System (FDS), periodic user data updates, Anti-Money\nLaundering (AML) monitoring, to routine cyber patrols to help prevent\nvarious illegal activities, including transactions related to online\ngambling. User protection is also strengthened through periodic security\naudits and the implementation of two-factor authentication (2FA) using a\nOne-Time Password (OTP) for the PIN creation and change process.\n\u2018Through collaboration with BI and various other stakeholders, ShopeePay\naffirms its commitment to continue delivering innovations that expand\naccess to digital payment services, strengthen consumer protection, and\nsupport the growth of Indonesia\u2019s digital economy that is increasingly\ninclusive, safe, and sustainable,\u2019 concluded Eka.<\/p>", "url": "https:\/\/jawawa.id\/newsitem\/digital-payments-become-new-engine-for-strengthening-msme-economy-in-transformation-era-1782967820", "image": "" }, "sponsor": "Okusi Associates", "sponsor_url": "https:\/\/okusiassociates.com" }