{
    "success": true,
    "data": {
        "id": 1379842,
        "msgid": "deposit-guarantee-1447893297",
        "date": "1998-06-30 00:00:00",
        "title": "Deposit guarantee",
        "author": null,
        "source": "",
        "tags": null,
        "topic": null,
        "summary": "Deposit guarantee From Kompas The government has decided to give a 100 percent guarantee for deposits placed in a national bank. Unfortunately, the run recently at several private banks indicates that customers still do not feel safe depositing their money in banks. They have this feeling of insecurity because the government has never specifically explained to the public the mechanism of how this guarantee policy will be applied.",
        "content": "<p>Deposit guarantee<\/p>\n<p>From Kompas<\/p>\n<p>The government has decided to give a 100 percent guarantee for<br>\ndeposits placed in a national bank. Unfortunately, the run<br>\nrecently at several private banks indicates that customers still<br>\ndo not feel safe depositing their money in banks. They have this<br>\nfeeling of insecurity because the government has never<br>\nspecifically explained to the public the mechanism of how this<br>\nguarantee policy will be applied.<\/p>\n<p>Let's say that a private bank finally has to be liquidated<br>\nbecause all that the government has done to help it survive has<br>\ncome to no avail. In this situation, can the deposits be<br>\nautomatically and speedily transferred to banks appointed to<br>\nassist this liquidated bank?<\/p>\n<p>What about the profit that a customer would otherwise enjoy<br>\nfrom his deposit? Does the government guarantee that there will<br>\nbe no long-winded, complicated and time-consuming bureaucracy in<br>\nsettling the transfer process? Will there be additional charges?<\/p>\n<p>Given the present economic condition, most customers deposit<br>\ntheir money solely for security reasons and not for investment<br>\npurposes. These deposits are not idle funds but operational funds<br>\nfor household and business purposes. What matters most to<br>\ncustomers is that their funds must be easily available. Unless<br>\nthe government gives a specific, clear and simple explanation<br>\nabout the mechanism of the bank deposit guarantee, customers will<br>\nnot have any trust in whatever guarantee the government offers.<br>\nAnother run? It is just a matter of time.<\/p>\n<p>What must be pointed out is that it is sometimes the case that<br>\na government policy is applied in a variety of versions, although<br>\nan implementation stipulation for this policy has been issued.<br>\nSo, to win back the trust of customers, in particular, and from<br>\nthe people, in general, it is important that the government shows<br>\nits good intention. A guarantee and a policy alone will not<br>\nsuffice.<\/p>\n<p>FERRY INDRAPRATAMA<\/p>\n<p>Ciamis, West Java<\/p>",
        "url": "https:\/\/jawawa.id\/newsitem\/deposit-guarantee-1447893297",
        "image": ""
    },
    "sponsor": "Okusi Associates",
    "sponsor_url": "https:\/\/okusiassociates.com"
}