REPUBLIKA.CO.ID, JAKARTA \u2013 Awareness of halal lifestyles among young\npeople is considered to be continuously increasing. However, many from\nGeneration Z admit that they still find it difficult to abandon\nconventional financial services because their daily needs are better met\nby these systems.<\/p>\n
From university payments and digital transactions to educational\nadministration requirements, many activities still rely on conventional\nservices which are perceived as more practical and easily\naccessible.<\/p>\n
A student at UIN Sunan Kalijaga Yogyakarta, Muhammad Ridho, said that\nyoung people today place great emphasis on the ease of use and user\nexperience of applications when choosing financial services. According\nto him, conventional platforms are still considered faster and more\nflexible than Sharia-compliant services.<\/p>\n
\u201cGeneration Z tends to consider service flexibility, speed of access,\nand application user experience,\u201d said Ridho during a focus group\ndiscussion (FGD) titled \u201cBeyond Awareness: From Lifestyle to Inclusion\u201d,\nwhich was part of the Road to ISF 2026 series held by Republika together\nwith FoSSEI on Wednesday, May 13, 2026.<\/p>\n
Ridho said that payment systems for education and various daily\nneeds, which are still dominated by conventional services, mean that\nstudents have become accustomed to using non-Sharia services.<\/p>\n
A student at the University of Education in Indonesia, Bagas, said\nthat people are actually starting to adopt some aspects of a halal\nlifestyle. However, Sharia services are still considered more\ncomplicated than conventional services.<\/p>\n
\u201cPeople hope that Sharia services will have the same ease and quality\nas conventional services,\u201d he said.<\/p>\n
According to Bagas, people do not reject the concept of Sharia, but\nrather want services that are convenient, fast, and easy to use in their\ndaily activities.<\/p>\n
Still limited to discussions<\/p>\n
A student at the State University of Jakarta, Muhammad Galang, said\nthat discussions about Islamic economics have so far been mostly\nconfined to student organizations such as KSEI and FoSSEI.<\/p>\n
According to him, real-world implementation on campus is still\nlimited, so the use of Sharia services has not yet become a daily habit\nfor students.<\/p>\n
\u201cCampuses need to encourage real-world implementation, for example\nthrough programs that promote the use of Sharia accounts for students,\u201d\nsaid Galang.<\/p>\n
Galang believes that education about Islamic economics should not be\nlimited to seminars or discussion forums. According to him, campuses\nneed to help build an ecosystem that supports the use of Sharia services\nin daily activities.<\/p>\n
He said that his organization even has a program to encourage the use\nof Sharia accounts for its members to familiarize them with Sharia-based\ntransactions.<\/p>", "url": "https:\/\/jawawa.id\/newsitem\/demand-for-halal-lifestyles-is-growing-but-gen-z-admits-it-remains-difficult-to-abandon-conventional-finance-1780666945", "image": "" }, "sponsor": "Okusi Associates", "sponsor_url": "https:\/\/okusiassociates.com" }