{
    "success": true,
    "data": {
        "id": 1648249,
        "msgid": "business-transformation-boosts-jamkrindo-syariahs-2025-profits-1775019116",
        "date": "2026-04-01 11:23:41",
        "title": "Business Transformation Boosts Jamkrindo Syariah's 2025 Profits",
        "author": "Satria K Yudha",
        "source": "REPUBLIKA",
        "tags": "",
        "topic": "Finance",
        "summary": "PT Penjaminan Jamkrindo Syariah reported a significant surge in net profit to Rp141.03 billion in 2025, up from Rp54.11 billion the previous year, driven by improved business fundamentals, selective guarantee portfolios, and enhanced risk management amid industry pressures. Total assets rose slightly to Rp2.46 trillion, with equity strengthening to Rp1.41 trillion, while operational performance was bolstered by a pre-zakat and tax profit of Rp168.37 billion. The company aims to further support productive sectors, particularly SMEs, and expand its role in Indonesia's sharia financial ecosystem, underscored by a clean audit opinion and compliance with regulatory ratios.",
        "content": "<p>PT Penjaminan Jamkrindo Syariah recorded a significant surge in net\nprofit throughout 2025. This performance indicates fundamental\nimprovements amid pressures in the guarantee industry. Based on the\naudited financial report, net profit reached Rp141.03 billion, up from\nRp54.11 billion in 2024, in line with strengthened business quality and\nrisk management. On the balance sheet side, total assets were recorded\nat Rp2.46 trillion, a slight increase from Rp2.41 trillion. Equity also\nrose to Rp1.41 trillion, strengthening the company\u2019s capital structure.\nOperational performance was further boosted, with profit before zakat\nand tax reaching Rp168.37 billion from the previous Rp54.13 billion.\nThis increase was supported by a more selective guarantee portfolio,\nimproved underwriting quality, and optimisation of investment income.\nThe President Director of PT Penjaminan Jamkrindo Syariah, Hari Purnomo,\nstated that this achievement is the result of consistent business\ntransformation and strengthened governance. \u201cThis positive performance\nis the fruit of ongoing efforts to strengthen the company\u2019s\nfundamentals, both in terms of risk management, operational efficiency,\nand higher-quality business development. We are optimistic that this\npositive trend can continue in the future,\u201d said Hari Purnomo in a press\nrelease on Wednesday (1\/3\/2026). The company also recorded comprehensive\nincome of Rp161.69 billion, which strengthens its overall financial\nposition. On the compliance side, the 2025 financial report received an\nunqualified opinion from KAP Amir Abadi Jusuf, Aryanto, Mawar &amp;\nRekan, reflecting transparency in financial management. Jamkrindo\nSyariah also meets the gearing ratio requirements under POJK Number 11\nof 2025 as an indicator of the company\u2019s financial health. Looking\nahead, the company targets strengthening its role in supporting\nfinancing for productive sectors, particularly SMEs, while expanding its\ncontribution to the national sharia financial ecosystem.<\/p>",
        "url": "https:\/\/jawawa.id\/newsitem\/business-transformation-boosts-jamkrindo-syariahs-2025-profits-1775019116",
        "image": ""
    },
    "sponsor": "Okusi Associates",
    "sponsor_url": "https:\/\/okusiassociates.com"
}