Jakarta \u2014 The government\u2019s plan to place approximately Rp100 trillion\nin Budget Reserve (Saldo Anggaran Lebih\/SAL) funds within the banking\nsector has been welcomed positively by PT Bank Tabungan Negara (Persero)\nTbk. The policy is viewed as capable of helping maintain bank liquidity\nso that credit distribution to the public continues smoothly.<\/p>\n
Rully Setiawan, Director of Network and Retail Funding at BTN, stated\nthat SAL fund placement represents the right step to maintain balance in\nbanking sector liquidity, especially when financing needs increase.<\/p>\n
\u201cWe view this increase in SAL funds as a positive initiative from the\ngovernment to ensure banking liquidity remains secure,\u201d Rully said.<\/p>\n
Previously, the government had placed approximately Rp200 trillion in\nSAL funds at various state-owned banks to maintain stability in the\nfinancial system\u2019s liquidity. The placement has been extended through\nSeptember 2026.<\/p>\n
Rully explained that the policy helps banks maintain the availability\nof funds for financing. With adequate liquidity, banks can distribute\ncredit without having to compete too intensely to gather public\ndeposits.<\/p>\n
BTN, for example, received an allocation of approximately Rp25\ntrillion from the previous SAL fund placement. Those funds were\nsubsequently utilised to support credit distribution across various\nsectors.<\/p>\n
\u201cThe funds were fully deployed for our credit distribution. Not only\nfor mortgages, but also for financing small and medium enterprises and\nother business sectors,\u201d he said.<\/p>\n
According to Rully, banking liquidity came under pressure in early\n2025 when financing needs increased, whilst some public funds began\nshifting to various investment instruments.<\/p>\n
\u201cIn early last year there was indeed competition for liquidity among\nbanks. However, that situation was greatly helped by the placement of\nSAL funds,\u201d he said.<\/p>\n
He assessed that the additional SAL fund placement will provide\ngreater room for banks to distribute financing to productive sectors,\nincluding small and medium enterprises that still require access to\ncapital.<\/p>\n
\u201cIndonesia\u2019s economic fundamentals remain sound. SMEs are also\ngrowing and continue to require financing from banks,\u201d he said.<\/p>", "url": "https:\/\/jawawa.id\/newsitem\/btn-welcomes-plan-for-additional-rp100-trillion-in-budget-reserve-funds-1773212079", "image": "" }, "sponsor": "Okusi Associates", "sponsor_url": "https:\/\/okusiassociates.com" }