{
    "success": true,
    "data": {
        "id": 1681173,
        "msgid": "btn-views-rbb-revision-as-merely-clarifying-banks-role-in-government-programmes-1776325858",
        "date": "2026-04-16 14:19:06",
        "title": "BTN Views RBB Revision as Merely Clarifying Bank's Role in Government Programmes",
        "author": "Teuku Muhammad Valdy Arief",
        "source": "KOMPAS",
        "tags": "",
        "topic": "Banking",
        "summary": "PT Bank Tabungan Negara (BTN) has responded to the government's plan to revise the Bank Business Plan (RBB), stating that the changes will primarily clarify reporting on banks' involvement in priority government programmes without introducing significant alterations. BTN, as a state-owned bank, already supports initiatives such as housing finance schemes like KPR FLPP and corporate financing for state-owned enterprises including PLN and Bulog, viewing this as part of its core mandate. The Financial Services Authority (OJK) aims to implement the regulation in 2026 to encourage broader banking support for programmes like free nutritious meals and rural cooperatives, though BTN is not involved in the latter.",
        "content": "<p>JAKARTA, KOMPAS.com - PT Bank Tabungan Negara (Persero) Tbk or BTN\nhas responded to the government\u2019s plan to adjust the Bank Business Plan\n(RBB). This adjustment aims to encourage banks to be more active in\nsupporting the government\u2019s priority programmes. BTN President Director\nNixon LP Napitupulu views the new regulation as not bringing many\nchanges compared to the current provisions. The new regulation will only\nclarify reporting related to the bank\u2019s involvement in government\nprogrammes. \u201cI\u2019ve read it, and there\u2019s nothing that changes. In the new\nRBB, there will be an attachment sheet regarding the government\nprogrammes handled by the bank. So, it\u2019s just more detailed in that\nsection, with a specific attachment,\u201d he said during a press conference\nat Menara I BTN, Jakarta, on Wednesday (15\/4\/2026). Financing is\nchannelled through several schemes. These programmes include the\nLiquidity Facility for Housing Finance Home Ownership Credit (KPR FLPP),\nHousing Programme Credit (KPP), and Sejahtera Mortgage (KPR Sejahtera).\nBTN also channels corporate financing for strategic projects. Support is\nprovided to state-owned enterprises (BUMN) such as Perum Bulog, PT\nPerusahaan Listrik Negara (PLN), and PT Rajawali Nusantara Indonesia\n(RNI). According to Nixon, support for government programmes is not new\nfor BTN. This role is already a mandate as a state-owned bank. \u201cIf asked\nwhether we support it? Yes, BUMN definitely has \u2018N\u2019 for negara (state).\nSo, we certainly support the interests of the state, and that\u2019s our main\nprogramme,\u201d he said. Nevertheless, not all government programmes involve\nBTN. One example is the Red and White Village\/Urban Ward Cooperative\nProgramme (KDMP). BTN does not participate in that programme because it\nhas not been designated as a distributing bank. \u201cFor KDMP, we were\ndecided not to join. The banks that channel it have already been\ndetermined, but BTN is not included,\u201d he emphasised. The Financial\nServices Authority (OJK) is currently drafting the OJK Regulation Draft\n(RPOJK) regarding the RBB adjustment. This regulation is targeted to\ntake effect in 2026. Through this policy, OJK encourages banks to\nfinance the government\u2019s priority programmes. These programmes include\nFree Nutritious Meals (MBG), the 3 million houses programme, and\nKDMP.<\/p>",
        "url": "https:\/\/jawawa.id\/newsitem\/btn-views-rbb-revision-as-merely-clarifying-banks-role-in-government-programmes-1776325858",
        "image": ""
    },
    "sponsor": "Okusi Associates",
    "sponsor_url": "https:\/\/okusiassociates.com"
}