Jakarta (ANTARA) - Deputy President Director of PT Bank Tabungan\nNegara (Persero) Tbk (BTN) Oni Febriarto Rahardjo has set a target for\nthe company\u2019s net profit this year to surpass Rp4 trillion.<\/p>\n
\u201cIn our 2026 business plan, we are targeting our profit to break\nthrough the Rp4 trillion mark. This is certainly what makes us\nenthusiastic,\u201d he said at the Economic Outlook & Chinese New Year\n2026 event in Jakarta on Monday.<\/p>\n
On the occasion, he explained that BTN held assets reaching Rp500\ntrillion in 2025, with profit growth of up to 15 per cent reaching Rp3.5\ntrillion, higher than the average growth of other banks which stood\nbelow 10 per cent.<\/p>\n
Similarly, credit growth over the past five years has surpassed an\naverage of 10 per cent.<\/p>\n
\u201cOur credit growth was approximately 11-12 per cent last year,\u201d he\nsaid.<\/p>\n
In 2025, BTN also established a new subsidiary called Bank Syariah\nNasional.<\/p>\n
\u201cIt is 99 per cent owned by BTN. So, this is the first time BTN has\nhad its own subsidiary,\u201d Oni said.<\/p>\n
Previously, BTN reported consolidated net profit growth of double\ndigits throughout 2025, namely 16.4 per cent year-on-year, reaching\nRp3.5 trillion.<\/p>\n
BTN\u2019s net profit was driven by interest income which rose 23.0 per\ncent year-on-year to Rp36.3 trillion by the end of 2025. Meanwhile, the\nincrease in interest expenses was recorded as minimal at 0.4 per cent\nyear-on-year to Rp17.9 trillion as at the end of 2025.<\/p>\n
From this achievement, BTN booked net interest income that increased\n57.5 per cent to Rp18.4 trillion at the end of 2025, compared with\nRp11.7 trillion in 2024.<\/p>", "url": "https:\/\/jawawa.id\/newsitem\/btn-targets-net-profit-to-surpass-rp4-trillion-this-year-1771894365", "image": "" }, "sponsor": "Okusi Associates", "sponsor_url": "https:\/\/okusiassociates.com" }