{
    "success": true,
    "data": {
        "id": 1680931,
        "msgid": "btn-targets-market-cooperative-ecosystem-through-partnership-with-inkoppas-1776322251",
        "date": "2026-04-16 12:38:34",
        "title": "BTN targets market cooperative ecosystem through partnership with Inkoppas",
        "author": "",
        "source": "ANTARA_ID",
        "tags": "",
        "topic": "Banking",
        "summary": "PT Bank Tabungan Negara (BTN) has formed a strategic partnership with Induk Koperasi Pedagang Pasar (Inkoppas) to expand financial inclusion and digitalisation within the traditional market cooperative ecosystem. The collaboration includes digital banking services, market fee digitalisation, and financing options such as Kredit Usaha Rakyat (KUR) for member traders, aiming to boost SME growth and provide sustainable business capacity enhancement. This initiative is expected to accelerate the transformation of traditional markets and extend comprehensive financial access to millions of Indonesian traders through tools like QRIS, EDC machines, and community apps.",
        "content": "<p>Jakarta (ANTARA) - PT Bank Tabungan Negara (Persero) Tbk (BTN) is\nexpanding its business through a strategic partnership with Induk\nKoperasi Pedagang Pasar (Inkoppas), targeting the market cooperative\necosystem. BTN\u2019s President Director, Nixon LP Napitupulu, stated in a\npress release received in Jakarta on Thursday that the collaboration\naims to promote the digitalisation of cooperatives and market traders,\nwhile expanding financial inclusion in the traditional market sector.\nSeveral programmes have been prepared, ranging from digital banking\nservices and market fee digitalisation to the distribution of financing\nsuch as Kredit Usaha Rakyat (KUR) for cooperative member traders. In\naddition, BTN is opening opportunities for other financing distribution,\nincluding productive credit for market traders. This step is expected to\nimprove access to capital and drive the growth of traditional\nmarket-based micro, small, and medium enterprises (MSMEs). \u201cThrough the\ncollaboration with Inkoppas, BTN not only provides digital transaction\nservices but also opens access to financing for cooperative member\ntraders so that their business capacity can increase sustainably,\u201d said\nNixon. Meanwhile, Inkoppas General Chairman Yudianto Tri stated that\ndigitalisation and access to financing are now primary needs for market\ntraders amid the digital economic transformation. Through this\npartnership, Inkoppas hopes that cooperative members and market traders\nwill gain broader access to financial services, from digital payments\nand transaction management to business financing. The BTN and Inkoppas\npartnership also covers the digitalisation of market management,\nincluding digitalisation of fees and payment system integration to make\ntransactions more transparent, efficient, and well-documented. The\ndigital transaction records are considered important as they can serve\nas a basis for financial institutions to provide more measured financing\nto traders. The prepared initiatives include the installation of QRIS\nBale Merchant and EDC machines to facilitate payments. Additionally,\nBale Agen outlets will be opened at cooperatives or market managers to\nexpand banking services. BTN is also preparing community apps for\ncooperative members and market traders, which are expected to support\nbusiness activities while strengthening the community-based financial\necosystem. Through this partnership, BTN and Inkoppas will continue to\nexplore various development opportunities, from cooperative\ndigitalisation to providing more comprehensive financial services.\nAccording to both parties, this synergy is expected to accelerate the\ntransformation of traditional markets while expanding financing access\nfor millions of traders in Indonesia.<\/p>",
        "url": "https:\/\/jawawa.id\/newsitem\/btn-targets-market-cooperative-ecosystem-through-partnership-with-inkoppas-1776322251",
        "image": ""
    },
    "sponsor": "Okusi Associates",
    "sponsor_url": "https:\/\/okusiassociates.com"
}