PT Bank Tabungan Negara (Persero) Tbk (BTN) has cumulatively\ndisbursed Rp 7.4 trillion in Housing Programme Credit (KPP) since the\nprogramme\u2019s launch. This achievement consists of Rp 5.4 trillion for the\nsupply side and Rp 2.0 trillion for the demand side.<\/p>\n
BTN Corporate Banking Director Helmy Afrisa revealed that through\nthese two schemes, the financing reaches both the housing provision side\nand productive communities in need of housing finance support.<\/p>\n
\u201cWe have collaborated extensively with MSMEs, including developers,\nbuilding material stores, and contractors (supply side distribution).\nAdditionally, we have several existing customers who are entrepreneurs\non the KPP demand side,\u201d said Helmy following a KPP Socialisation event\nat Menara BTN, Jakarta.<\/p>\n
As is known, KPP supply can be utilised by developers, contractors,\nand building material traders with a credit ceiling of up to Rp 5\nbillion. Meanwhile, KPP demand provides financing of up to Rp 500\nmillion for individual MSMEs to purchase, build, or renovate houses to\nsupport business activities.<\/p>\n
Helmy stated that the potential for KPP growth remains wide open. In\nthe Jakarta and surrounding areas, BTN recorded 353 interests with a\ntotal ceiling of Rp 424.944 billion, consisting of 57 KPP supply\ninterests worth Rp 288.970 billion and 296 KPP demand interests worth Rp\n135.974 billion.<\/p>\n
According to him, the high level of interest indicates that the need\nfor housing finance comes from various sectors. The company will\ncontinue to strengthen collaboration with the government, developers,\ncontractors, building material stores, and MSME players so that the\nbenefits of KPP can reach more people.<\/p>\n
Helmy noted that strengthening KPP is also part of BTN\u2019s efforts to\nleverage the housing ecosystem built by the company to create a broader\neconomic impact.<\/p>\n
\u201cFor productive communities, a house is not just a place to live, but\ncan also serve as a place of business and an asset that supports the\nincrease of family income. Therefore, we want housing finance to\ncontribute to business activities, increase productivity, and drive\ncommunity welfare,\u201d said Helly.<\/p>\n
Meanwhile, the Minister of Housing and Residential Areas (PKP),\nMaruarar Sirait, appreciated the implementation of KPP, which is\nconsidered an instrument to encourage MSME players within the housing\necosystem to move up the value chain.<\/p>", "url": "https:\/\/jawawa.id\/newsitem\/btn-has-disbursed-rp-7-4-trillion-in-housing-programme-credit-1789206819", "image": "" }, "sponsor": "Okusi Associates", "sponsor_url": "https:\/\/okusiassociates.com" }