Padang (ANTARA) \u2014 PT Bank Tabungan Negara (Persero) Tbk (BTN) has\nprovided credit relief to 2,718 debtors affected by a disaster in West\nSumatra (Sumatra Barat, Sumbar) as part of the bank\u2019s commitment to its\ncustomers who have become victims of the disaster.<\/p>\n
The relief is offered in the form of credit restructuring, namely a\npostponement of loan repayments for debtors affected by the disaster,\nsaid Sudaryanto, Head of BTN Padang City Branch, in Padang, on\nWednesday.<\/p>\n
He said the relief is not based on the level of damage to the house\noccupied, but on debtors who experience financial difficulties following\nthe flash flood that occurred at the end of November 2025.<\/p>\n
\u201cWe are providing this policy for one year. After the credit\nrestructuring ends, debtors will resume paying instalments as before,\u201d\nhe explained.<\/p>\n
He noted that the housing affected by the Sumbar disaster are in\nseveral areas, including Padang City, Padang Pariaman Regency and Solok\nRegency, with total outstanding credit reaching Rp233 billion.<\/p>\n
Regarding BTN\u2019s most affected housing, he cited Abi Lubuk Minturun\nHousing, Hanshela Housing and Banda Cino Housing. In general, BTN has\nmoved quickly in disaster response by providing direct assistance to the\naffected housing.<\/p>\n
Assistance to disaster-affected residents is distributed through the\nWest Sumatra Provincial Government, and the regencies and cities\nincluding Padang, Pariaman, Solok, Agam and Tanah Datar.<\/p>\n
Additionally, the assistance is channelled through educational\ninstitutions, including Padang State University (Universitas Negeri\nPadang), Andalas University and several private campuses in Padang.<\/p>\n
Meanwhile, Sofia Risa, one BTN Padang customer and a flood survivor,\nsaid she has received assistance in the form of a one-year postponement\nof repayments on a subsidised home loan.<\/p>\n
\u201cAlhamdulillah, there is a postponement of home loan repayments for\none year,\u201d she said.<\/p>\n
With this policy, she says she and her husband can focus on repairing\ntheir warung (small stall) business affected by the flash flood, as well\nas for the education costs of their two children.<\/p>", "url": "https:\/\/jawawa.id\/newsitem\/btn-extends-credit-relief-to-2-718-debtors-affected-by-west-sumatra-disaster-1772596741", "image": "" }, "sponsor": "Okusi Associates", "sponsor_url": "https:\/\/okusiassociates.com" }