{
    "success": true,
    "data": {
        "id": 1679467,
        "msgid": "btn-disburses-rp-530-trillion-in-mortgages-for-6-million-housing-units-since-1976-1776253860",
        "date": "2026-04-15 18:18:06",
        "title": "BTN Disburses Rp 530 Trillion in Mortgages for 6 Million Housing Units Since 1976",
        "author": "Sakina Rakhma Diah Setiawan",
        "source": "KOMPAS",
        "tags": "",
        "topic": "Property",
        "summary": "PT Bank Tabungan Negara (BTN) has disbursed Rp 530 trillion in home ownership loans (KPR) for 6 million housing units since 1976 up to early April 2026, assisting approximately 24 million people in home ownership. In the first quarter of 2026, the bank allocated Rp 329.93 trillion in housing credit, with KPR comprising Rp 306.1 trillion, marking a 6.8% year-on-year increase. This initiative underscores the housing sector's role as a capital-intensive industry that boosts local employment, utilises domestic materials, and generates tax revenue for the state.",
        "content": "<p>JAKARTA, KOMPAS.com - PT Bank Tabungan Negara (Persero) Tbk or BTN\nhas disbursed Home Ownership Credit (KPR) worth Rp 530 trillion to 6\nmillion units since 1976 until early April 2026. BTN\u2019s President\nDirector Nixon LP Napitupulu revealed that from this KPR disbursement,\nthe company has helped around 24 million people to own homes, assuming 6\nmillion houses are occupied by 4 people per house. He detailed that\nthroughout the first quarter of 2026, this bank with the stock code BBTN\nhas disbursed housing credit worth Rp 329.93 trillion, or an increase of\n5.9 percent year-on-year (yoy). From this total, the specific KPR\ndisbursement reached Rp 306.1 trillion, growing 6.8 percent (yoy). This\nfigure accounts for 76.4 percent of the total credit disbursed by BTN\nthroughout the first quarter of 2026. Meanwhile, the realisation of\nfinancing for subsidised KPR amounted to Rp 193.55 trillion, increasing\n7.7 percent (yoy), and non-subsidised KPR amounted to Rp 112.56 trillion\nor increasing 5.4 percent. As is known, the housing sector is a\ncapital-intensive sector that requires local labour from developers to\nlabourers. It also requires around 90 percent of raw materials from\nlocal products to build houses. In addition, from every house sold, the\nstate receives revenue in the form of taxes.<\/p>",
        "url": "https:\/\/jawawa.id\/newsitem\/btn-disburses-rp-530-trillion-in-mortgages-for-6-million-housing-units-since-1976-1776253860",
        "image": ""
    },
    "sponsor": "Okusi Associates",
    "sponsor_url": "https:\/\/okusiassociates.com"
}