{
    "success": true,
    "data": {
        "id": 2005071,
        "msgid": "btn-commits-to-supporting-prabowos-three-million-homes-program-1790513432",
        "date": "2026-09-27 19:02:36",
        "title": "BTN commits to supporting Prabowo's Three Million Homes Program",
        "author": "",
        "source": "ANTARA_EN",
        "tags": "",
        "topic": "Banking",
        "summary": "Bank Tabungan Negara (BTN) has announced its commitment to supporting the Prabowo administration's Three Million Homes Program through two primary housing-loan schemes. The bank will utilise the Housing Financing Liquidity Facility (FLPP) and the Housing Program Credit (KPP) to provide affordable mortgage and renovation options for low-income households and micro-enterprises.",
        "content": "<p>BTN Commercial Banking Director Hermita said the program targets two\nhousing-loan schemes: the Housing Financing Liquidity Facility (FLPP)\nand the Housing Program Credit (KPP).<\/p>\n<p>\u201cPreviously, we focused only on FLPP. Now, there is KPP,\u201d Hermita\nsaid in Palu, Central Sulawesi, on Sunday.<\/p>\n<p>FLPP is a government-backed housing financing facility for low-income\nhouseholds, with interest subsidies making mortgage payments more\naffordable and fixed until the loans are fully repaid.<\/p>\n<p>KPP, meanwhile, offers preferential interest rates to low-income\ncommunities, particularly micro, small, and medium enterprises. It\nprovides affordable financing to expand businesses while supporting\naccess to decent housing.<\/p>\n<p>\u201cWith FLPP, you can only buy a house. With KPP, you can build or\nrenovate an existing house, particularly for online businesses,\u201d she\nsaid.<\/p>\n<p>Of the 160,000 FLPP units allocated by the government, 78,000 had\nbeen realized as of September 2026, according to Hermita.<\/p>\n<p>KPP, she said, is supported by an integrated ecosystem spanning\nhousing construction through sales. KPP Supply provides\ngovernment-backed working-capital or investment financing through banks\nsuch as BTN.<\/p>\n<p>\u201cThe program targets housing developers, construction service\nproviders or contractors, as well as building-material traders or\nsuppliers,\u201d she said.<\/p>\n<p>BTN has also offered FLPP financing with terms of up to 40 years. The\nlonger tenure enables lower monthly payments, while interest rates\nremain fixed throughout the loan period.<\/p>\n<p>\u201cThis allows more people to benefit from the government\u2019s subsidies,\u201d\nshe said.<\/p>\n<p>Related news: FLPP subsidized housing mortgage reach 147,871 units:\nBP Tapera<\/p>\n<p>Related news: Prabowo leads signing of 62,000 subsidized home\nmortgages<\/p>\n<p>Related news: Govt rolls out 62,710 FLPP mortgages for low-income\nhouseholds<\/p>\n<p>Translator: Fauzi, Rahmad Nasution<\/p>",
        "url": "https:\/\/jawawa.id\/newsitem\/btn-commits-to-supporting-prabowos-three-million-homes-program-1790513432",
        "image": ""
    },
    "sponsor": "Okusi Associates",
    "sponsor_url": "https:\/\/okusiassociates.com"
}