PT Bank Syariah Indonesia (Persero) Tbk (BSI) has introduced a sharia\nfinancing card called the BSI Hasanah KKI Card, which utilises the\nNational Payment Gateway (GPN) network and is integrated with BYOND by\nBSI as a source of funds for QRIS transactions.<\/p>\n
\u201cThrough the Hasanah KKI Card, we aim to deliver a financing and\ntransaction solution that is safe, convenient and sharia-compliant. This\nsharia financing card is one of BSI\u2019s unique selling points, as it can\nonly be used at halal merchants,\u201d said BSI Director of Retail Banking\nKemas Erwan Husainy in a statement in Jakarta on Tuesday.<\/p>\n
Erwan added that the Hasanah KKI Card is part of BSI\u2019s commitment to\nproviding ease of transactions and access to sharia financing for the\npublic.<\/p>\n
\u201cWe hope this product can help customers manage their financial needs\nwisely, maintain cash flow, and at the same time support national\neconomic growth,\u201d said Erwan.<\/p>\n
In the initial phase, the Hasanah KKI Card is available as a virtual\ncard without a physical card and is positioned as a second card for\ncustomers who already hold a BSI Hasanah Card Reguler.<\/p>\n
For this initial phase, customers can apply for a limit starting from\nRp4 million up to Rp100 million.<\/p>\n
The card offers various attractive features, including 0 per cent\ninstalments that customers can use to maintain cash flow in a more\nplanned manner while meeting various consumption, business or other\nurgent needs.<\/p>\n
In addition, the BSI Hasanah KKI Card can serve as a source of funds\nfor QRIS payments.<\/p>\n
Through BYOND by BSI, customers can also access the virtual card,\nwhich displays the card number and expiry date, monitor limits and\nbills, access transaction history, and receive real-time transaction\nnotifications.<\/p>\n
For context, penetration of the BSI Hasanah Card financing card has\ncontinued to increase. As of July 2026, transaction volume reached more\nthan Rp1 trillion, growing positively by 5 per cent year on year\n(yoy).<\/p>\n
According to the company, this innovation represents a tangible\ncommitment to improving purchasing power and economic activity in the\ncommunity.<\/p>\n
The use of the card as a source of funds for QRIS transactions also\nopens opportunities for merchants and business players to gain broader\ntransactions, thereby creating a multiplier effect for economic growth\nand national digital payments.<\/p>\n
The company emphasised that service digitalisation is one of the\nfocuses of BSI\u2019s transformation to increase retail customer\npenetration.<\/p>\n
This innovation provides convenience for customers in conducting\ndigital transactions practically, safely and in accordance with sharia\nprinciples.<\/p>\n
Furthermore, this innovation simultaneously supports the independence\nof the national payment system and expands the choice of sharia\nfinancing access that is safe, convenient, sharia-compliant and\nconnected to an integrated digital ecosystem.<\/p>\n
Previously, on Monday (17\/8), Bank Indonesia (BI) together with the\nIndonesian Payment System Association (ASPI) launched the Kartu Kredit\nIndonesia (KKI) for the retail segment or the general public as an\nalternative domestic deferred payment method.<\/p>\n
For information, KKI was previously only issued for the government\nsegment, intended for central and regional government work units to\nsupport government spending transactions.<\/p>\n
Now, KKI can be used by individuals and corporations, both for\nconventional and sharia services, in accordance with the products\nprovided by the issuing payment service provider (PJP).<\/p>\n
KKI differs from international principal credit cards. KKI is\nprocessed domestically through the National Payment System\nInfrastructure, whereas international principal credit cards use\nprocessing schemes from international principals.<\/p>", "url": "https:\/\/jawawa.id\/newsitem\/bsi-introduces-hasanah-kki-card-sharia-financing-card-based-on-gpn-1787050568", "image": "" }, "sponsor": "Okusi Associates", "sponsor_url": "https:\/\/okusiassociates.com" }