{
    "success": true,
    "data": {
        "id": 1788731,
        "msgid": "bri-ship-terrace-brings-banking-services-to-communities-on-small-islands-and-coastal-areas-1780797898",
        "date": "2026-06-06 22:07:29",
        "title": "BRI Ship Terrace Brings Banking Services to Communities on Small Islands and Coastal Areas",
        "author": "",
        "source": "VIVA",
        "tags": "bisnis",
        "topic": "Banking",
        "summary": "PT Bank Rakyat Indonesia (Persero) Tbk has deployed its 'Teras Kapal BRI' floating banking service to improve financial access for remote coastal and island populations. The initiative aims to enhance customer experience and financial inclusion through direct maritime-based banking services.",
        "content": "<p>PT Bank Rakyat Indonesia (Persero) Tbk, known as BRI, has introduced\n\u2018Teras Kapal BRI\u2019, a floating banking service solution designed to reach\ncommunities on small islands and coastal areas with limited access to\ntraditional banking services.<\/p>\n<p>BRI Director of Operations, Hakim Putratting, stated that this\nstrategic move aligns with the CX100 programme initiated by Danantara\nIndonesia, an initiative focused on transforming customer experience by\nemphasising service quality and ease of access.<\/p>\n<p>\u2018Through Teras Kapal BRI, the company demonstrates that customer\nexperience is not only realised through service digitalisation, but also\nthrough the ability to provide banking access that is easy, safe,\naccessible, and remains relevant to the needs of people across various\nregions of Indonesia,\u2019 Hakim said in a statement on Saturday, 6 June\n2026.<\/p>\n<p>On Thursday, 4 June 2026, Hakim visited the Teras Kapal Bahtera Seva\nII in South Halmahera, North Maluku. The visit was conducted alongside\nthe Chief Marketing Officer of Danantara Indonesia, Dendi T. Danianto;\nVice President of Danantara Indonesia, Danang Widiasurya; and an Expert\nCommittee member of Danantara and Professor at the Faculty of Economics\nand Business, Universitas Airlangga, Fitri Ismiyanti.<\/p>\n<p>During the visit, BRI also distributed assistance through the BRI\nPeduli TJSL programme, providing production tools to the Putri Bajo\nMSMEs to help increase production capacity and strengthen business\nactivities.<\/p>\n<p>In addition to Bahtera Seva II in South Halmahera, BRI also operates\nthe Teras Kapal BRI Bahtera Seva I in the Thousand Islands, which covers\nsix islands. There is also Bahtera Seva III in the Anambas Islands\ncovering six islands, and Nera Seva in Labuan Bajo, which reaches ten\nislands.<\/p>\n<p>Hakim noted that for a decade, Teras Kapal BRI has been part of BRI\u2019s\njourney in bringing banking services closer to island communities.\nThrough these floating terraces, BRI continues to strengthen direct\ninteraction with the public while driving improvements in financial\nliteracy and inclusion in coastal regions.<\/p>\n<p>\u2018Since its launch in 2015, BRI has been a pioneer in banking services\nreaching island communities via maritime transport,\u2019 said Hakim. \u2018This\nservice provides ease of access for transactions and financial\nconsultations that were previously difficult for people in coastal and\nisland regions to reach.\u2019<\/p>",
        "url": "https:\/\/jawawa.id\/newsitem\/bri-ship-terrace-brings-banking-services-to-communities-on-small-islands-and-coastal-areas-1780797898",
        "image": ""
    },
    "sponsor": "Okusi Associates",
    "sponsor_url": "https:\/\/okusiassociates.com"
}