{
    "success": true,
    "data": {
        "id": 1573152,
        "msgid": "bri-ceo-banking-is-a-funding-game-1772133635",
        "date": "2026-02-26 17:55:10",
        "title": "BRI CEO: Banking is a Funding Game",
        "author": "",
        "source": "CNBC",
        "tags": "",
        "topic": "Banking",
        "summary": "The CEO of Bank Rakyat Indonesia (BRI), Hery Gunardi, stated that the core of banking lies in funding. BRI aims to strengthen its funding structure by increasing its CASA (Current Account Savings Account) ratio, focusing on growing savings and current accounts through digital transaction services like BRImo, QRIS, and EDC machines. The bank also intends to enhance its corporate super app, Qlola, to facilitate transactions and boost CASA growth.",
        "content": "<p>BRI CEO: Banking is a Funding Game<\/p>\n<p>Jakarta, CNBC Indonesia - PT Bank Rakyat Indonesia (Persero) Tbk.\n(BBRI) is striving to improve its funding structure to make it stronger.\nBRI\u2019s Director General, Hery Gunardi, said that the bank\u2019s business\nessentially starts with raising funds.<\/p>\n<p>\u201cSo, banking is a funding game. Therefore, what we want to build at\nBRI is how we can build a strong funding franchise. Essentially, we want\nto improve our funding structure,\u201d said Hery during a press conference\non the 2025 financial performance, Thursday (February 26, 2026).<\/p>\n<p>This is being done by boosting the composition of low-cost funds\n(CASA), which was already done last year. Hery said that the CASA\nportion, which was 66.6% of total deposits in 2024, increased to around\n71% last year.<\/p>\n<p>To continue the growth of CASA, it is necessary to increase the\ngrowth of savings and current accounts, driven by banking transactions.\nTherefore, Hery said that his company wants to encourage BRI\u2019s\ntransaction services, such as BRImo, QRIS, EDC, and Qlola, including the\nBRIlink agent network.<\/p>\n<p>In addition, Hery also wants to encourage volume and transactions at\nBRI. According to him, the current transaction trend at BRI is growing\npositively, bringing BRI closer to its top competitors.<\/p>\n<p>\u201cSo, we really want to be a leader in low-cost funding or the CASA\nratio,\u201d Hery concluded.<\/p>\n<p>He added that the number of active users on BRI\u2019s retail super app,\nBRImo, is important in growing CASA. In addition, the EDC machines that\nare actively used for BRI card transactions and other card transactions\nalso play a role.<\/p>\n<p>Furthermore, Hery said that BRI continues to update its super app for\ncorporations, Qlola. Hery said that this super app should be on par with\nthe corporate super apps of other banks.<\/p>\n<p>With this, it is hoped that corporate customers can carry out\ntransactions such as cash management, trading, and foreign exchange,\nwhich will ultimately increase CASA in the form of current accounts for\nBRI.<\/p>\n<p>\u201cSo, we expect our growth to remain solid. We hope it will be better\nthan last year,\u201d Hery said. (ayh\/ayh)<\/p>",
        "url": "https:\/\/jawawa.id\/newsitem\/bri-ceo-banking-is-a-funding-game-1772133635",
        "image": ""
    },
    "sponsor": "Okusi Associates",
    "sponsor_url": "https:\/\/okusiassociates.com"
}