Jakarta \u2013 PT Bank Rakyat Indonesia (Persero) Tbk, commonly known as\nBRI, continues to strengthen its role as a strategic partner to the\ngovernment in expanding access to affordable housing finance for the\npublic.<\/p>\n
This commitment is realised through optimisation of Housing Programme\nCredit (KPP) disbursement as part of support for the 3 Million Homes\nProgramme and the inclusive and sustainable housing sector development\nagenda.<\/p>\n
Throughout 2026, BRI has recorded positive performance in KPP\ndisbursement. From early January to the end of February, BRI has\nabsorbed KPP allocations totalling IDR 2.30 trillion distributed to\n17,443 borrowers. This realisation has reached 28.75 per cent of the\n2026 KPP disbursement target of IDR 8 trillion.<\/p>\n
This achievement positions BRI as the bank with the highest KPP\ndisbursement nationally, with a contribution of approximately 52.2 per\ncent of total national KPP disbursement. This dominance affirms BRI\u2019s\ncommitment and consistency in supporting government programmes in the\nhousing sector.<\/p>\n
BRI President Director Hery Gunardi stated that optimisation of KPP\ndisbursement is part of the corporation\u2019s strategy to expand inclusive\nand sustainable financing access.<\/p>\n
\u201cThe KPP disbursement target of IDR 8 trillion in 2026 is supported\nby BRI\u2019s fundamental strengths, ranging from a large customer base to a\nservice network that reaches the remotest areas of Indonesia. Thus,\nhousing sector finance, including for small and medium enterprise actors\nin the construction supply chain, can be channelled more equitably and\neffectively,\u201d Gunardi said.<\/p>\n
Gunardi added that strengthening financing in the housing sector\nfocuses not only on the consumption side but also on the production\nside. By supporting building material business operators, small-scale\ncontractors and distributors in regions, KPP is expected to create a\nsustainable housing ecosystem whilst boosting local economic\nleverage.<\/p>\n
Appreciation for BRI\u2019s performance was also conveyed by the Minister\nof Housing and Settlement (PKP) Maruarar Sirait. He emphasised that\nBRI\u2019s role is highly strategic in ensuring the success of the people\u2019s\nhousing programme, including optimisation of Housing Credit\/KPP.<\/p>\n
\u201cI convey gratitude and appreciation to BRI for its commitment in\nensuring that Housing Credit is absorbed very well. To date, BRI is the\nlargest distributor bank for Housing Credit. BRI\u2019s role and support are\ncertainly very strategic in strengthening the people\u2019s housing\nprogramme. Thank you, Director,\u201d Sirait said.<\/p>\n
KPP is an investment and working capital financing facility that\nreceives government subsidies, aimed at driving the economic wheel and\nUMKM activities from both supply and demand sides, particularly in the\nbuilding materials and construction sectors. This scheme not only\nsupports home ownership for the public but also creates a multiplier\neffect that drives regional economic growth.<\/p>\n
BRI will continue to accelerate KPP disbursement whilst prioritising\nprudential principles, good governance and measured risk management.\nThrough this approach, BRI is optimistic about maintaining its position\nas the national leader in KPP disbursement whilst reaffirming its role\nas a bank that consistently provides financial solutions for the public\nand supports Indonesia\u2019s sustainable economic development.<\/p>", "url": "https:\/\/jawawa.id\/newsitem\/bri-becomes-largest-contributor-to-national-housing-programme-credit-disbursement-1773034551", "image": "" }, "sponsor": "Okusi Associates", "sponsor_url": "https:\/\/okusiassociates.com" }