{
    "success": true,
    "data": {
        "id": 1755361,
        "msgid": "bpd-credit-grows-ojk-urges-a-larger-role-for-umkm-1779542557",
        "date": "2026-05-21 18:30:58",
        "title": "BPD Credit Grows, OJK Urges a Larger Role for UMKM",
        "author": "Sakina Rakhma Diah Setiawan",
        "source": "KOMPAS",
        "tags": "",
        "topic": "Banking",
        "summary": "Regional development banks (BPDs) delivered solid growth through March 2026, with assets at Rp 1,036.51 trillion and a CAR of 26.19%. Credit rose to Rp 656.87 trillion, while third\u2011party funds climbed 4.74% to Rp 782.04 trillion, signalling prudent expansion. OJK's Roadmap Penguatan BPD 2024\u20132027 aims to strengthen structure and competitiveness, accelerate digital transformation, reinforce their regional and national economic role, and tighten licensing and supervision, to sustain growth and support UMKM and regional development.",
        "content": "<p>Jakarta \u2013 The regional development banks (BPDs) industry remains\ncapable of sustaining growth amid intensifying competition in the\nnational banking sector. The Financial Services Authority (OJK) notes\nthat as at March 2026, the BPD industry continued to display solid and\nresilient performance, from assets, credit disbursement to funding\nquality. Dian Ediana Rae, Executive Head of Banking Supervision at OJK,\nsaid total BPD assets as of March 2026 reached Rp 1,036.51 trillion, up\n3.20% year on year. In terms of capital adequacy, the CAR stood at\n26.19%, signalling robust capital strength. In intermediation, BPD\ncredit rose from Rp 562.85 trillion in December 2022 to Rp 656.87\ntrillion in March 2026, a 1.59% year-on-year increase. This growth was\nsupported by a 4.74% YoY increase in Third Party Funds (DPK) to Rp\n782.04 trillion. The figures suggest credit expansion remains prudent\namid evolving economic dynamics. \u2018BPD continues to strengthen risk\nmanagement through the application of prudence in credit disbursement,\nenhanced post\u2011disbursement monitoring, and the maintenance of provisions\nin line with regulations, thereby preserving asset quality,\u2019 Dian\nstated. To sustain the sector\u2019s competitiveness, OJK is implementing the\nRoadmap Penguatan BPD 2024-2027, which focuses on four pillars:\nstrengthening the structure and competitive edge of BPDs; accelerating\ndigital transformation; strengthening the role of BPDs in regional and\nnational economies; and improving licensing, regulation, and\nsupervision. OJK expects that refining policy directions for BPD\ndevelopment and strengthening will enable the industry to grow prudently\nwhile contributing to regional development and economic equality.<\/p>",
        "url": "https:\/\/jawawa.id\/newsitem\/bpd-credit-grows-ojk-urges-a-larger-role-for-umkm-1779542557",
        "image": ""
    },
    "sponsor": "Okusi Associates",
    "sponsor_url": "https:\/\/okusiassociates.com"
}