{
    "success": true,
    "data": {
        "id": 1699861,
        "msgid": "bni-warns-customers-to-beware-of-cybercrime-1777092650",
        "date": "2026-04-25 10:56:39",
        "title": "BNI Warns Customers to Beware of Cybercrime",
        "author": "",
        "source": "TEMPO_ID_BISNIS",
        "tags": "",
        "topic": "Banking",
        "summary": "PT Bank Negara Indonesia (BNI) is intensifying public education on the rising threats of cybercrimes such as vishing, phishing, and social engineering targeting users of its digital services like BNIdirect. The bank's Corporate Secretary, Okki Rushartomo, highlighted the need for vigilance against diverse fraud tactics that exploit personal data, urging customers to verify interactions and avoid sharing sensitive information. Through ongoing digital security literacy efforts, BNI aims to empower the public to safeguard against financial losses and bolster trust in banking services.",
        "content": "<p>PT Bank Negara Indonesia (Persero) Tbk, or BNI, is enhancing\neducation for the public regarding the prevalence of cybercrimes,\nparticularly vishing, phishing, and social engineering that target users\nof digital services such as BNIdirect. Customers are urged to remain\nvigilant and not readily share sensitive data with unverified parties.\nBNI Corporate Secretary Okki Rushartomo stated that technological\nadvancements are accompanied by increasingly varied fraud methods. \u201cThe\npublic needs to understand these various fraud tactics to be more alert\nand not easily provide personal data to irresponsible parties,\u201d Okki\nsaid in a written statement. He explained that one common method is\nvishing, or voice phishing, which involves scams via telephone where\nperpetrators pose as bank officials. In practice, perpetrators often\nmention the victim\u2019s identity and create urgent situations, such as\nsuspected suspicious transactions, to request important data like\ncompany IDs, user IDs, passwords, and token codes. This information is\nthen used to access accounts and conduct unauthorised transactions.\nAdditionally, there is phishing via fake websites resembling official\nbanking portals. Victims are directed to enter sensitive data, which is\nthen misused by the perpetrators. Another method to beware of is social\nengineering, a psychological manipulation technique where perpetrators\nimpersonate bank officials to obtain secret information such as OTP\ncodes, tokens, or passwords. BNI emphasises the importance of vigilance\nand verification in all interactions related to digital services.\nCustomers are advised to access services only through official sites\nlike bnidirect.bni.co.id or directbisnis.bni.co.id, and to avoid\nclicking suspicious links sent via text messages, emails, or chat\napplications. Furthermore, customers are asked not to store passwords on\ndevices, to regularly change passwords, and never to share OTP codes or\ntokens with anyone, including those claiming to represent the bank.\nThese steps are considered crucial to prevent account access misuse. BNI\nalso reminds the public to always check information through the\ncompany\u2019s official channels, including the official website at\nhttp:\/\/www.bni.co.id, to ensure the validity of received information and\navoid potential scams. Through this enhancement of digital security\nliteracy, BNI hopes the public will better understand cybercrime\npatterns and protect themselves from potential financial losses.\nContinuous education is seen as key to maintaining digital transaction\nsecurity while strengthening customer trust in banking services.<\/p>",
        "url": "https:\/\/jawawa.id\/newsitem\/bni-warns-customers-to-beware-of-cybercrime-1777092650",
        "image": ""
    },
    "sponsor": "Okusi Associates",
    "sponsor_url": "https:\/\/okusiassociates.com"
}