{
    "success": true,
    "data": {
        "id": 1831757,
        "msgid": "bni-transformation-strengthens-performance-and-competitiveness-1782806146",
        "date": "2026-06-30 14:14:44",
        "title": "BNI Transformation Strengthens Performance and Competitiveness",
        "author": "",
        "source": "TEMPO_ID_BISNIS",
        "tags": "",
        "topic": "Banking",
        "summary": "Bank Negara Indonesia (BNI) is undertaking a comprehensive transformation to bolster its performance and competitiveness, aligning with the government's push for long-term value creation in state-owned enterprises. The strategy encompasses digitalisation, organisational productivity, and risk management, with its digital platform 'wondr by BNI' reaching over 12 million customers by the end of 2025. The bank reported a net profit of Rp 20 trillion in 2025 and continued its positive momentum into 2026, with total assets reaching Rp 1,365.36 trillion by May.",
        "content": "<p>The transformation of PT Bank Negara Indonesia (Persero) Tbk, or BNI,\nis directed at strengthening the company\u2019s performance and\ncompetitiveness in capturing new growth opportunities. This is in line\nwith the strengthening of state-owned enterprise (SOE) governance by\nDanantara Indonesia, which focuses on long-term value creation. \u201cThe\ntransformation we are undertaking is not only aimed at improving\nbusiness performance but also at strengthening the company\u2019s ability to\nface changes and capture growth opportunities,\u201d said BNI Director of\nFinance &amp; Strategy, Hussein Paolo Kartadjoemena. This transformation\nis also part of BNI\u2019s eight decades of service to the nation. With\nincreasingly strong fundamentals, he continued, BNI can make a greater\ncontribution to customers, society, and the national economy. Through\nthe 80th anniversary theme \u201cSwadharma Bhakti Nagara\u201d, this step serves\nas a foundation for the company\u2019s solid performance. BNI is carrying out\na comprehensive transformation across various business lines, from\nstrengthening digital capabilities and increasing organisational\nproductivity to optimising service networks and reinforcing risk\nmanagement. The strategy is directed at creating healthier and more\nsustainable growth. On the digitalisation front, BNI continues to\ndevelop wondr by BNI as a retail digital service platform. By the end of\n2025, the platform had been used by more than 12 million customers. The\nincrease in transaction activity on wondr by BNI has supported the\ngrowth of retail savings and the strengthening of the company\u2019s low-cost\nfunds. Meanwhile, in the wholesale banking segment, BNI is strengthening\nBNIdirect, which provides cash management, trade finance, bank\nguarantee, and supply chain financing services for business customers.\nThroughout 2025, the number of users and the transaction value of\nBNIdirect grew by more than 25 per cent year-on-year, contributing to an\nincrease in corporate current accounts and the quality of business\ntransaction services. The results of this transformation are reflected\nin the company\u2019s financial performance throughout 2025. BNI posted a net\nprofit of Rp 20 trillion. At the same time, asset quality continued to\nimprove, with the gross non-performing loan (NPL) ratio falling to 1.9\nper cent and loan at risk (LaR) improving to 8.5 per cent. The positive\nmomentum continued into 2026. As of the end of May 2026, BNI recorded\ntotal assets of Rp 1,365.36 trillion and third-party funds (DPK) of Rp\n1,063.92 trillion. The company also posted a net profit of Rp 9.05\ntrillion with a strong capital position, reflected in total equity of Rp\n160.99 trillion. Paolo stated that the increasingly strong business\nfoundation is important capital for BNI to continue creating value for\nshareholders, customers, society, and the national economy. \u201cWe believe\nthat a healthy and growing company will be able to provide greater\nbenefits for shareholders, support the national development agenda, and\ncontribute to Indonesia\u2019s long-term economic growth,\u201d said Paolo. The\npresence of Danantara is expected to strengthen the efforts of SOEs,\nincluding BNI, in creating long-term value through integrated investment\nmanagement, increased productivity, and strengthened corporate\ncompetitiveness. Going forward, BNI will continue its transformation\nagenda to strengthen competitiveness and increase its contribution to\nthe national economy, in line with the spirit of \u201cTerus Mengabdi untuk\nTerus Melayani\u201d (Continuing to Serve to Continue Serving). In line with\nthe direction of strengthening governance and value creation for SOEs\nthrough Danantara, the company is optimistic it can continue to\nstrengthen performance, expand its contribution to national development,\nand create sustainable benefits for shareholders, society, and the\nstate.<\/p>",
        "url": "https:\/\/jawawa.id\/newsitem\/bni-transformation-strengthens-performance-and-competitiveness-1782806146",
        "image": ""
    },
    "sponsor": "Okusi Associates",
    "sponsor_url": "https:\/\/okusiassociates.com"
}