{
    "success": true,
    "data": {
        "id": 1831667,
        "msgid": "bni-directs-transformation-to-strengthen-performance-and-competitiveness-1782802416",
        "date": "2026-06-30 13:22:13",
        "title": "BNI directs transformation to strengthen performance and competitiveness",
        "author": "",
        "source": "ANTARA_ID",
        "tags": "",
        "topic": "Banking",
        "summary": "PT Bank Negara Indonesia (BNI) is undertaking a comprehensive transformation to bolster its performance and competitiveness, aligning with the government's focus on long-term value creation through Danantara Indonesia. The state-owned bank's strategy encompasses digital capability enhancement, organisational productivity, and risk management, which contributed to a net profit of Rp20 trillion in 2025. BNI's digital platforms, wondr by BNI and BNIdirect, have seen significant user and transaction growth, supporting the bank's strong financial position into 2026.",
        "content": "<p>The transformation we are undertaking is not only directed at\nimproving business performance, but also at strengthening the company\u2019s\nability to face change and capture growth opportunities, said Finance\n&amp; Strategy Director of BNI, Hussein Paolo Kartadjoemena. This step\nis in line with the strengthening of state-owned enterprise (SOE)\ngovernance by Danantara Indonesia, which focuses on long-term value\ncreation. The company is carrying out a comprehensive transformation\nacross various business lines, from strengthening digital capabilities,\nincreasing organisational productivity, and optimising service networks,\nto reinforcing risk management. The strategy is directed at creating\nhealthier and more sustainable growth. On the digitalisation front, BNI\ncontinues to develop wondr by BNI as a retail digital service platform.\nBy the end of 2025, the platform had been used by more than 12 million\ncustomers. The company noted that the increase in transaction activity\non wondr by BNI has supported the growth of retail savings and the\nstrengthening of the company\u2019s low-cost funds. Meanwhile, in the\nwholesale banking segment, BNI is strengthening BNIdirect, which\nprovides cash management, trade finance, bank guarantee, and supply\nchain financing services for business customers. Throughout 2025, the\nnumber of users and transaction value of BNIdirect grew by more than 25\npercent year-on-year, thereby contributing to the growth of corporate\ncurrent accounts and the quality of business transaction services.\nAccording to the company, the results of this transformation are\nreflected in its financial performance throughout 2025, with a net\nprofit of Rp20 trillion. At the same time, asset quality continued to\nimprove, with the gross non-performing loan (NPL) ratio falling to 1.9\npercent and the loan at risk (LaR) improving to 8.5 percent. The\npositive momentum continued into 2026. As of the end of May 2026, BNI\nrecorded total assets of Rp1,365.36 trillion and third-party funds (DPK)\nof Rp1,063.92 trillion. The company also posted a net profit of Rp9.05\ntrillion with a strong capital position, reflected in total equity of\nRp160.99 trillion. Paolo stated that the increasingly strong business\nfoundation is an important asset for BNI to continue creating value for\nshareholders, customers, society, and the national economy. The presence\nof Danantara is also expected to further strengthen the efforts of SOEs,\nincluding BNI, in creating long-term value through integrated investment\nmanagement, increased productivity, and strengthened corporate\ncompetitiveness. The company affirmed that the transformation agenda\nwill continue to strengthen competitiveness and increase its\ncontribution to the national economy.<\/p>",
        "url": "https:\/\/jawawa.id\/newsitem\/bni-directs-transformation-to-strengthen-performance-and-competitiveness-1782802416",
        "image": ""
    },
    "sponsor": "Okusi Associates",
    "sponsor_url": "https:\/\/okusiassociates.com"
}