{
    "success": true,
    "data": {
        "id": 1912726,
        "msgid": "bca-syariah-ready-to-upgrade-to-kbmi-2-awaits-capital-injection-from-parent-bca-1786442056",
        "date": "2026-08-11 16:28:09",
        "title": "BCA Syariah Ready to Upgrade to KBMI 2, Awaits Capital Injection from Parent BCA",
        "author": "Ahmad Fikri Noor",
        "source": "REPUBLIKA",
        "tags": "",
        "topic": "Banking",
        "summary": "BCA Syariah has declared its readiness to ascend to the KBMI 2 category, contingent on a capital injection from its parent company, PT Bank Central Asia Tbk. The bank has already prepared the necessary infrastructure and business capacity to manage the anticipated scale-up. The decision on the additional capital rests solely with BCA.",
        "content": "<p>BCA Syariah has stated it is prepared to move up to the Core Capital\nBank Group (KBMI) 2 if it receives additional capital from PT Bank\nCentral Asia Tbk (BCA). The company confirmed it has readied its\ninfrastructure and capacity to anticipate the capital increase.<\/p>\n<p>BCA Syariah Director Lukman Hadiwidjaja said strengthening capital is\none of the things KBMI 1 banks need to prepare following the Financial\nServices Authority\u2019s (OJK) appeal. This strengthening can be achieved\nthrough consolidation, collaboration, or organic and inorganic capital\nadditions.<\/p>\n<p>\u201cThe most important thing for us is how we prepare ourselves,\nincluding long-term plans and infrastructure that make our capacity\nready,\u201d Lukman said during the BCA Syariah First Half 2026 Performance\nMedia Update in Jakarta on Tuesday.<\/p>\n<p>According to Lukman, BCA Syariah has prepared its capacity and\ninfrastructure to anticipate the capital injection. However, the\ndecision regarding the additional capital lies with BCA. \u201cThe authority\nfor the capital addition is not with us, but with BCA,\u201d he stated.<\/p>\n<p>Lukman said BCA Syariah is ready if the additional capital is\nrealised, allowing the company to immediately enter KBMI 2. \u201cSo we are\nvery ready if there is suddenly a capital injection for us to go\ndirectly to KBMI 2, alhamdulillah,\u201d he said.<\/p>\n<p>According to him, a capital increase will open up space for BCA\nSyariah to expand its services to the public. Therefore, the company is\nalso preparing its infrastructure and business capacity to keep pace\nwith the increase in business scale. Beyond capital, Lukman noted that\nKBMI 1 banks need to strengthen infrastructure, capacity, and good\ncorporate governance.<\/p>\n<p>BCA Syariah recorded total assets of Rp 20.7 trillion as of June\n2026, growing 17.2 percent year-on-year. Financing reached Rp 13.6\ntrillion, growing 20.5 percent, while third-party funds reached Rp 15.39\ntrillion, an increase of 10.2 percent.<\/p>",
        "url": "https:\/\/jawawa.id\/newsitem\/bca-syariah-ready-to-upgrade-to-kbmi-2-awaits-capital-injection-from-parent-bca-1786442056",
        "image": ""
    },
    "sponsor": "Okusi Associates",
    "sponsor_url": "https:\/\/okusiassociates.com"
}