{
    "success": true,
    "data": {
        "id": 1535616,
        "msgid": "bca-blues-1447899208",
        "date": "1997-10-15 00:00:00",
        "title": "BCA blues",
        "author": null,
        "source": "JP",
        "tags": null,
        "topic": null,
        "summary": "BCA blues I want to thank Mr. Smith for his letter of Oct. 10. I also have a BCA dollar account and like Mr. Smith, Mr. Taufiq and Mr. Menon, felt deceived when I was told that in order to withdraw my money I would first have to pay the exchange rate from U.S. dollars to rupiah and then back to dollars. After reading Mr. Smith's letter, I went to the Depok branch of BCA to show them the letter and told them that since Mr.",
        "content": "<p>BCA blues<\/p>\n<p>I want to thank Mr. Smith for his letter of Oct. 10. I also<br>\nhave a BCA dollar account and like Mr. Smith, Mr. Taufiq and Mr.<br>\nMenon, felt deceived when I was told that in order to withdraw my<br>\nmoney I would first have to pay the exchange rate from U.S.<br>\ndollars to rupiah and then back to dollars.<\/p>\n<p>After reading Mr. Smith's letter, I went to the Depok branch<br>\nof BCA to show them the letter and told them that since Mr. Smith<br>\ndidn't have to pay any fees to withdraw his money, I felt that I<br>\nwas entitled to the same treatment. The customer service clerk<br>\ntold me that for withdrawals of below US$2,000, I did not have to<br>\npay the exchange rate but I would have to pay a provisional fee<br>\nof 1.25 percent.<\/p>\n<p>Since I hadn't been informed of this fee before, I refused to<br>\npay it and requested that she contact the manager of the BCA<br>\nKuningan branch to find out about Mr. Smith's case. She then told<br>\nme that each BCA branch has its own set of policies and that I<br>\ncouldn't expect the same treatment as at other branches. Even<br>\nmore outrageously, she said that Mr. Smith was probably a big<br>\ndepositor and thus received preferential treatment.<\/p>\n<p>I told her that since BCA is supposedly a reputable bank, I<br>\nexpected policies that are rationally and consistently applied<br>\nregardless of who the customer was, the amount of money involved,<br>\nor which branch was involved.<\/p>\n<p>At this point the manager invited me to his office. He told me<br>\nthat BCA's policy was that I would have to pay the exchange rate<br>\nand he hoped that I would understand since Indonesia was<br>\nexperiencing currency difficulties. He had no explanation as to<br>\nwhy I hadn't been informed of this policy before opening the<br>\naccount, nor why Mr. Smith didn't have to pay the exchange rate.<br>\nI asked him if the fees were policy or if there would be any<br>\nchanges in the near future, to which he assured me that there<br>\nwould be no changes whatsoever.<\/p>\n<p>Unfortunately when I returned on Oct. 13 to make my<br>\ntransaction, I was told that this time no fee would have to be<br>\npaid. This extremely disappointed me, especially in light of the<br>\nmanager's previous assurances to the contrary.<\/p>\n<p>My question is, why are BCA dollar account holders being given<br>\ninconsistent information which is costing them money, and why are<br>\nBCA personnel attempting to impose fees which are not part of a<br>\nrational bank policy? I urge BCA to make a public clarification<br>\nof their policy on the BCA dollar account since in the absence of<br>\na clearly stated and consistently applied policy, its dollar<br>\naccount holders are being ripped off.<\/p>\n<p>JIWAY TUNG<\/p>\n<p>Jakarta<\/p>",
        "url": "https:\/\/jawawa.id\/newsitem\/bca-blues-1447899208",
        "image": ""
    },
    "sponsor": "Okusi Associates",
    "sponsor_url": "https:\/\/okusiassociates.com"
}