BBRI is strengthening its gold ecosystem through synergy with the\nUltra Micro Holding. Pegadaian\u2019s profits reached IDR 8 trillion amid\nprojections of rising global gold prices.<\/p>\n
JAKARTA, TRENASIA.ID \u2013 State-owned banking issuer, PT Bank Rakyat\nIndonesia (Persero) Tbk (BBRI), has begun to position gold investment as\none of its new growth engines. This aggressive strategy is being\nlaunched in the midst of the company\u2019s business model transformation\nprocess to maintain fundamental sustainability.<\/p>\n
The company\u2019s President Director, Hery Gunardi, explained that in\naddition to strengthening its core micro business, the company is now\nexpanding its agenda. \u201cBRI is strengthening its gold business through\ndigital and commercial segments through the value chain, with risk\nmanagement support,\u201d said Hery at a press conference on Thursday,\nFebruary 26, 2026.<\/p>\n
This aggressive move by the state-owned bank coincides with the\nfantastic record achievement of its subsidiary. PT Pegadaian has\nsuccessfully recorded extraordinary positive performance throughout the\n2025 fiscal year, thanks to high investment awareness from various\nlevels of society.<\/p>\n
The development of this precious metal commodity business focuses on\nthe company\u2019s role as a giant distributor in the market. Through\necosystem integration, this specialist bank is directly marketing a\nvariety of flagship products from its subsidiary, PT Pegadaian\nPerusahaan Pembiayaan.<\/p>\n
With control of 111,172,400 shares, or 99.99% of Pegadaian, the\ndistribution of this instrument is running very smoothly. The company is\nmassively offering the gold savings facility directly to customers\nthrough its reliable Mobile Banking digital application.<\/p>\n
Director of Micro Business, Akhmad Purwakajaya, explained the\neffectiveness of integrating the Ultra Micro\/Umi Holding service as the\nmain marketing channel. Through this integrated financing\ninfrastructure, the company has successfully distributed asset\nprotection products to more than 34.5 million debtors and 187 million\ncustomer savings accounts.<\/p>\n
The precious metal ecosystem strategy has proven successful in\ngenerating extraordinary results for PT Pegadaian throughout the last\noperational year. This financing company managed to record record net\nprofit of IDR 8.34 trillion.<\/p>\n
The achievement of trillions of rupiah in profit has successfully\nincreased sharply by 42.6% compared to the previous realization. In the\nprevious fiscal year, the company\u2019s subsidiary only recorded a profit of\nIDR 5.85 trillion.<\/p>\n
President Director of Pegadaian, Damar Latri Setiawan, expressed his\nappreciation for this spectacular achievement. \u201cWe would like to express\nour appreciation and thank all stakeholders, especially customers, for\ntheir trust in Pegadaian\u2019s products and services,\u201d said Damar in an\nofficial statement on Wednesday, February 25, 2026.<\/p>\n
The spectacular profit increase was also driven by an increase in the\ncompany\u2019s total assets. This financing company has successfully boosted\nits assets to IDR 151.7 trillion, or an increase of 47.8% from the\nprevious position of IDR 102.6 trillion.<\/p>\n
This brilliant growth momentum has directly triggered an increase in\nthe company\u2019s gross financing distribution in the national industrial\nmarket. The gross Outstanding Loan\/OSL ratio has grown strongly by 47.5%\nto IDR 126 trillion compared to the previous year\u2019s value of IDR 85.4\ntrillion.<\/p>\n
High customer confidence has also had a positive impact on improving\nthe company\u2019s credit financing quality. The ratio of non-performing\nloans\/NPL was successfully reduced to 0.38% from 0.63% thanks to\nexcellent risk management.<\/p>\n
The precious metal protection instrument service, in the form of\ncommodity savings, has played a vital role in contributing to record\nprofits. The total transactions and assets under management through this\nflagship investment program have reached 33.7 tons.<\/p>\n
The portion of this instrument is dominated by customer transactions\nin savings services, which have collected 17.1 tons. Precious metal\ndeposit instruments recorded 2.18 tons, followed by community\ninstallment programs, which also recorded a volume of 10.3 tons.<\/p>\n
Overall, this micro-financing entity has successfully managed the\necosystem of this valuable commodity. The portfolio of pawnshop products\nand banking services has successfully recorded an extraordinary volume,\nreaching 136 tons.<\/p>\n
Damar sees this fantastic achievement as clear evidence of increased\ninvestment awareness among the public. \u201cThis proves that people are\nincreasingly aware of investing in gold, and understand and wisely\noptimize their assets,\u201d he said enthusiastically.<\/p>\n
The company\u2019s strategic steps are in line with the bright prospects\nfor precious metals globally. Global financial giant JP Morgan has\nofficially projected that the price of gold will reach a fantastic level\nof US$6,300 per ounce in the 2026 operating year.<\/p>\n
JP Morgan believes that the sentiment of high demand for safe-haven\nassets remains strong. \u201cThe purchase of reserves by global central banks\nand geopolitical uncertainty are the main catalysts for strengthening\nthe price trend of precious metals,\u201d they wrote in their research report\npublished earlier this week.<\/p>", "url": "https:\/\/jawawa.id\/newsitem\/bbri-boss-reveals-gold-business-plans-amidst-pegadaians-soaring-profits-1772147575", "image": "" }, "sponsor": "Okusi Associates", "sponsor_url": "https:\/\/okusiassociates.com" }