The consumer financing portfolio of PT Bank Mega Syariah continues to\nshow growth in early 2026, amidst increasing public demand for\nretail-based financing and long-term investments. As of April 2026, Bank\nMega Syariah\u2019s total consumer portfolio reached over Rp 586 billion,\nrepresenting a year-on-year growth of more than 23 per cent.<\/p>\n
Area 1, covering Jakarta and its surrounding regions, remains the\nlargest contributor to the consumer portfolio with financing values\nreaching Rp 202.7 billion. This is followed by Area 4 at Rp 122.9\nbillion and Area 3 at Rp 98 billion. Specifically, the Flexi Gold\nproduct recorded an outstanding balance of more than Rp 31 billion,\nmarking an increase of over 1,236 per cent year-to-date.<\/p>\n
Meanwhile, financing quality remains stable, with the non-performing\nfinancing (NPF) ratio maintained at zero per cent. Benadicto Alvonzo\nFerary, Head of the Digital Business & Product Management Division\nat Bank Mega Syariah, stated that the growth in consumer financing\nindicates a high demand for more flexible and well-planned financing\nsolutions, including gradual gold ownership.<\/p>\n
In addition to driving financing growth, the consumer segment has\ncontributed significantly to the company\u2019s revenue. In April 2026,\nconsumer revenue reached Rp 5.4 billion, growing by 12.28 per cent\ncompared to the previous month. Looking ahead, Bank Mega Syariah intends\nto continue strengthening consumer financing by developing products\nbased on community needs and expanding access to financing services\nacross various regions.<\/p>\n
Overall, Bank Mega Syariah also recorded a strengthening in its\nfinancing business. Total disbursed financing reached over Rp 9.26\ntrillion, an increase of more than 7.2 per cent compared to the end of\nthe previous year, which stood at Rp 8.64 trillion. In line with this\ngrowth, revenue from receivables increased to over Rp 118 billion, or\napproximately 40.9 per cent growth up to the first quarter of 2026.\nFurthermore, profit-sharing income rose by about 4.7 per cent to over Rp\n114.73 billion. This performance boost was primarily supported by the\ngrowth in income after profit-sharing distribution, which reached Rp\n191.60 billion, an increase of more than 20 per cent.<\/p>", "url": "https:\/\/jawawa.id\/newsitem\/bank-mega-syariahs-flexi-gold-financing-surges-by-1-236-per-cent-1780890536", "image": "" }, "sponsor": "Okusi Associates", "sponsor_url": "https:\/\/okusiassociates.com" }