{
    "success": true,
    "data": {
        "id": 1869017,
        "msgid": "bank-mega-syariahs-consumer-financing-grows-17-7-as-of-june-2026-1784515837",
        "date": "2026-07-20 08:47:31",
        "title": "Bank Mega Syariah's Consumer Financing Grows 17.7% as of June 2026",
        "author": "",
        "source": "CNBC",
        "tags": "",
        "topic": "Finance",
        "summary": "PT Bank Mega Syariah reported a 17.7% year-on-year increase in its consumer financing portfolio, reaching IDR 601 billion by June 2026. The growth was primarily driven by strong demand for gold financing, unsecured loans, and special Hajj financing products. The bank plans to further expand its consumer business by optimising digital channels and strengthening risk management to maintain a healthy portfolio.",
        "content": "<p>PT Bank Mega Syariah recorded growth in its consumer financing\nportfolio throughout the first half of 2026. As of June 2026, the bank\u2019s\nconsumer financing portfolio reached IDR 601 billion, marking a 17.7%\nincrease compared to the same period last year. On a year-to-date basis,\nconsumer financing grew 5.72% from the end of 2025. Among its products,\ngold financing was the primary driver of growth. The gold financing\nportfolio reached IDR 42.6 billion, a surge of 1,715% compared to the\nend of 2025. From December 2025 to June 2026, the bank disbursed\nfinancing for 22.3 kilograms of precious metals. Benadicto Alvonzo\nFerary, Digital Business &amp; Product Management Division Head of Bank\nMega Syariah, stated that the growth in consumer financing reflects\nincreasing public interest in accessible, sharia-compliant financial\nproducts. \u2018The consumer segment is one of the areas we continue to\nstrengthen. The portfolio growth up to June 2026 shows that Bank Mega\nSyariah\u2019s financing products are increasingly accepted by the public,\u2019\nhe said in an official statement on Monday (20\/7\/2026). Looking ahead to\nthe end of the year, the bank aims to grow its consumer business by\noptimising flagship products, strengthening digital channels, and\nexpanding customer acquisition through community and ecosystem-based\napproaches. Benadicto added that the company will focus its strategy on\nproducts with rising demand, such as gold financing, unsecured\nfinancing, and special Hajj financing. \u2018We will also strengthen synergy\nwith branch networks, improve the quality of the acquisition process,\nand optimise digital channels to make financing services easier, faster,\nand more aligned with customer needs,\u2019 he said. The bank also affirmed\nits commitment to prudential principles in lending, continuing to\nstrengthen portfolio quality monitoring, risk management, and collection\nstrategies to maintain a healthy and sustainable financing\nportfolio.<\/p>",
        "url": "https:\/\/jawawa.id\/newsitem\/bank-mega-syariahs-consumer-financing-grows-17-7-as-of-june-2026-1784515837",
        "image": ""
    },
    "sponsor": "Okusi Associates",
    "sponsor_url": "https:\/\/okusiassociates.com"
}