Jakarta, CNBC Indonesia - PT Bank JTrust Indonesia Tbk (BCIC)\nrecorded a decline in net profit in the first half of 2026. Based on the\nfinancial report up to June 2026, JTrust Bank\u2019s net profit was recorded\nat Rp80.24 billion, down 28.9% year on year (yoy) compared to the same\nperiod last year, which reached Rp112.86 billion.<\/p>\n
During the first six months of this year, BCIC\u2019s interest income fell\nto Rp1.19 trillion from Rp1.49 trillion in the same period last year. On\nthe other hand, interest expenses also decreased to Rp829.33 billion\nfrom Rp1.10 trillion, resulting in net interest income of Rp360.98\nbillion, lower than the Rp390.29 billion recorded in the first half of\n2025.<\/p>\n
Other operating income also weakened to Rp139.11 billion from\nRp153.95 billion. This decline was partly influenced by the absence of\noperational support receipts amounting to Rp50 billion, which were still\nrecorded in the first half of 2025.<\/p>\n
However, fee, administration, and penalty income from loans increased\nto Rp77.99 billion from Rp70.93 billion, while foreign exchange gains\nalso rose to Rp25.73 billion from Rp15.52 billion.<\/p>\n
On the expense side, total other operating expenses remained\nrelatively stable at Rp417.15 billion, compared to Rp420.55 billion in\nthe same period last year. Allowance for impairment losses (CKPN)\nactually decreased to Rp18.60 billion from Rp36.65 billion, although\nsalary and employee benefits expenses as well as general and\nadministrative expenses saw slight increases.<\/p>\n
In terms of intermediation, loan disbursement rose to Rp28.89\ntrillion as of June 2026, an increase of approximately 8.7% from the end\nof 2025 position of Rp26.59 trillion. Meanwhile, third-party funds (DPK)\nalso grew slightly to Rp33.92 trillion from Rp33.56 trillion at the end\nof last year.<\/p>\n
BCIC\u2019s total assets increased to Rp39.84 trillion at the end of June\n2026, up around 1.2% from the end of December 2025 position of Rp39.35\ntrillion.<\/p>", "url": "https:\/\/jawawa.id\/newsitem\/bank-j-trusts-profit-plunges-28-9-in-first-half-of-2026-1784883085", "image": "" }, "sponsor": "Okusi Associates", "sponsor_url": "https:\/\/okusiassociates.com" }