{
    "success": true,
    "data": {
        "id": 1620904,
        "msgid": "bank-credit-growth-reaches-9-37-per-cent-in-february-1773762820",
        "date": "2026-03-17 22:20:25",
        "title": "Bank Credit Growth Reaches 9.37 Per Cent in February",
        "author": "",
        "source": "TEMPO_ID_BISNIS",
        "tags": "",
        "topic": "Banking",
        "summary": "Bank Indonesia reported that banking credit growth slowed to 9.37 per cent year-on-year in February 2026, down from 9.96 per cent in January, driven primarily by investment credit growth of 20.72 per cent. The central bank projects full-year 2026 credit growth to remain within the 8\u201312 per cent range, supported by adequate liquidity and strong banking sector resilience demonstrated through stress testing.",
        "content": "<p>Bank Indonesia (BI) recorded banking credit growth of 9.37 per cent\nyear-on-year in February 2026, a decline from January 2026\u2019s 9.96 per\ncent year-on-year growth.<\/p>\n<p>Bank Indonesia Governor Perry Warjiyo detailed that credit growth was\nsupported by investment credit, working capital credit, and consumer\ncredit, which grew by 20.72 per cent year-on-year, 3.88 per cent\nyear-on-year, and 6.34 per cent year-on-year respectively. \u201cBank\nIndonesia projects that 2026 credit growth will remain within the 8\u201312\nper cent range, influenced by both demand and supply-side factors,\u201d\nPerry said during a press conference on Tuesday, 17 March 2026.<\/p>\n<p>From the demand perspective, Perry noted that the utilisation of\nbanking financing could be improved. Undisbursed loans reached IDR\n2,536.4 trillion, representing 22.86 per cent of available credit\nceilings. From the supply side, the Liquid Assets to Third-Party Funds\nratio (AL\/DPK) stood at 27.40 per cent, whilst third-party funds grew by\n13.18 per cent year-on-year.<\/p>\n<p>According to Perry, banking sector resilience remains strong and is\nexpected to mitigate risks from the Middle East conflict. \u201cBank\nIndonesia\u2019s stress test results demonstrate that the banking sector\nremains resilient in facing various risks, including spillover effects\nfrom global turmoil stemming from the Middle East conflict, supported by\nrobust payment capacity and corporate profitability,\u201d he stated.<\/p>\n<p>The banking sector\u2019s Capital Adequacy Ratio (CAR) was recorded at\n25.87 per cent in January 2026. The banking sector\u2019s Non-Performing Loan\n(NPL) ratio stood at 2.14 per cent (gross) and 0.82 per cent (net) in\nJanuary 2026.<\/p>",
        "url": "https:\/\/jawawa.id\/newsitem\/bank-credit-growth-reaches-9-37-per-cent-in-february-1773762820",
        "image": ""
    },
    "sponsor": "Okusi Associates",
    "sponsor_url": "https:\/\/okusiassociates.com"
}