Jakarta (ANTARA) \u2013 PT Bank Syariah Nasional (Bank BSN) has provided a\nworking capital financing facility worth Rp1.4 trillion to PT Pegadaian\nto support liquidity strengthening, the development of Sharia financing\nservices, and the acceleration of digital service integration between\nthe two companies. The collaboration was marked by the signing of an\nagreement in Jakarta on Monday (8\/6) by President Director Alex Sofjan\nNoor and Director of Finance and Strategic Planning Ferdian Timur\nSatyagraha.<\/p>\n
Bank BSN President Director, Alex Sofjan Noor, stated that the\nfinancing facility is provided in the form of a BSN Working Capital\u2013Line\nFacility using a musyarakah contract in accordance with Sharia\nprinciples. He noted that the funding will support Pegadaian\u2019s working\ncapital needs to expand Sharia financing services, through both Sharia\npawn products and non-pawn financing.<\/p>\n
\u201cThrough this financing facility, Bank BSN supports the working\ncapital needs of PT Pegadaian while reaffirming our commitment to\nproviding productive and sustainable financial solutions,\u201d said\nAlex.<\/p>\n
Meanwhile, the Director of Finance and Strategic Planning, Ferdian\nTimur Satyagraha, mentioned that the cooperation reflects the banking\nsector\u2019s confidence in Pegadaian\u2019s business performance. He stated that\nthe funds will be used to expand inclusive working capital financing and\nsupport the company\u2019s digital transformation.<\/p>\n
In addition to the financing agreement, both companies are developing\nintegrated digital services. One of the planned initiatives is to\nintroduce Pegadaian\u2019s Gold Savings feature within Bank BSN\u2019s Bale\nSyariah mobile banking application. Furthermore, both parties are\nexploring the use of BSN accounts as an option for loan disbursement and\nrepayment through Pegadaian\u2019s Tring! application.<\/p>\n
Previously, Bank BSN had also established a partnership as a supplier\nof precious metal products to support the bank\u2019s gold instalment\nservices. Moving forward, both companies plan to expand their\ncollaboration through joint financing schemes, cash management,\ntransaction digitalisation, and asset buying.<\/p>\n
As of May 2026, Bank BSN recorded total assets of Rp78.21 trillion.\nFinancing distribution reached Rp58.33 trillion, while third-party funds\n(DPK) were recorded at Rp61.15 trillion. Bank BSN stated that this\nperformance serves as capital to expand productive, institutional, and\ncorporate financing.<\/p>", "url": "https:\/\/jawawa.id\/newsitem\/bank-bsn-provides-rp1-4-trillion-financing-to-pegadaian-1780934765", "image": "" }, "sponsor": "Okusi Associates", "sponsor_url": "https:\/\/okusiassociates.com" }