With more than half of Indonesia\u2019s population of productive age and\nGeneration Z forming a large group that will determine the direction of\nthe national economy, future competencies are no longer limited to\ndigital literacy. Mastery of Artificial Intelligence (AI) is beginning\nto be viewed as an essential skill for navigating changes in the world\nof work and decision-making, including in financial management.<\/p>\n
AI is now increasingly used in various aspects of life, from working,\nstudying, and communicating, to supporting financial decision-making.\nThis development is encouraging various financial industry players to\nstart integrating AI technology into their services, while broadening\neducational efforts for the public, particularly the younger\ngeneration.<\/p>\n
President Director & CEO of PT Indo Premier Sekuritas, Moleonoto\nThe, said the utilisation of AI must be accompanied by improved\nfinancial literacy so that the younger generation can utilise technology\nproductively and responsibly.<\/p>\n
\u201cNational economic transformation does not start from stocks or\ntrading, but from mindset. IPOT ensures AI is not seen as a threat of\njob losses, but as a means of improving the quality of life decisions,\u201d\nhe stated in an official release.<\/p>\n
According to him, technology should be a tool to enhance the quality\nof decision-making, including in managing finances and investments. The\ncompany also introduced a number of updates to its investment platform,\nincluding the development of a more adaptive user interface (UI\/UX) and\nthe integration of various AI-based features to support investment\nactivities. This move is cited as part of an effort to deliver a digital\nexperience more suited to the needs of young investors.<\/p>\n
On the other hand, the younger generation is currently facing\nincreasingly complex economic and digital challenges. Besides\ninflationary pressures affecting purchasing power, they are also\nconfronted with various risks in the digital space, such as cyber fraud,\nthe rise of online gambling, the phenomenon of fear of missing out\n(FOMO), and offers of investment schemes promising instant profits.\nThese conditions demonstrate the importance of strengthening financial\nliteracy and the ability to understand technology.<\/p>\n
According to Moleonoto, economic transformation is not only\ndetermined by access to investment products but also by the public\u2019s\nmindset in utilising technology. \u201cIPOT is here to ensure AI is not\nviewed as a threat of job loss, but rather as a means of improving the\nquality of life decisions and financial protection,\u201d he said.<\/p>\n
As part of educational efforts, Indo Premier Sekuritas runs the\n\u2018Cerdas Finansial Bersama IPOT\u2019 programme aimed at increasing public\nunderstanding of financial literacy and the use of AI. The programme\nemphasises that the ability to understand technology, including AI, can\nbe an important asset for the younger generation in facing the\ndevelopment of the digital economy.<\/p>\n
In addition to providing access to various investment instruments,\nthe company is also developing technology features claimed to help\ninvestors analyse market data and make more measured decisions. At the\nsame time, aspects of digital security are also a concern through the\nimplementation of multiple layers of protection to minimise the risk of\ncybercrime.<\/p>\n
Moleonoto affirmed that the use of AI in the financial sector should\nbe directed at strengthening the quality of human resources.<\/p>", "url": "https:\/\/jawawa.id\/newsitem\/artificial-intelligence-transforming-how-young-generation-works-and-invests-1781016752", "image": "" }, "sponsor": "Okusi Associates", "sponsor_url": "https:\/\/okusiassociates.com" }