{
    "success": true,
    "data": {
        "id": 1834575,
        "msgid": "announcement-online-motorcycle-taxi-drivers-now-classified-as-msmes-eligible-for-rp-100-million-kur-loans-1782903169",
        "date": "2026-07-01 16:55:00",
        "title": "Announcement: Online Motorcycle Taxi Drivers Now Classified as MSMEs, Eligible for Rp 100 Million KUR Loans",
        "author": "",
        "source": "CNBC",
        "tags": "",
        "topic": "Economy",
        "summary": "The Indonesian government will officially classify online motorcycle taxi (ojol) drivers as micro-enterprises in the transportation sector, granting them access to various incentives and facilities. This new status will allow drivers to apply for Kredit Usaha Rakyat (KUR) loans of up to Rp 100 million without collateral and receive tax incentives. The policy, to be enshrined in a presidential regulation, aims to provide protection and empowerment, with registration being automatic for drivers registered on platforms.",
        "content": "<p>Jakarta - Minister of Micro, Small, and Medium Enterprises (MSMEs)\nMaman Abdurrahman has confirmed that the government will categorise\nonline motorcycle taxi (ojol) drivers as micro-enterprise operators in\nthe transportation sector. With this status, drivers will be entitled to\nvarious incentives and facilities provided to MSMEs, including access to\nKredit Usaha Rakyat (KUR) financing. \u201cGoing forward, online motorcycle\ntaxi drivers will be treated as micro-enterprise operators in the\ntransportation sector. This means they are included in the\nmicro-enterprise category and are entitled to all incentives and\nfacilities received by micro-enterprise operators,\u201d Maman said when met\nby journalists at the Ministry of MSMEs office on Wednesday\n(1\/7\/2026).<\/p>\n<p>With this status, he said, ojol drivers will also receive various tax\nincentives. According to him, the majority of ojol drivers\u2019 incomes are\nstill below Rp 500 million per year, so they are not subject to tax or\nare subject to a 0% rate. In addition to tax incentives, the government\nis also preparing various empowerment programmes for ojol drivers. These\nprogrammes include access to financing, including KUR, business capacity\nbuilding, and training. Maman explained that the government wants\ndrivers not to rely solely on income from online transportation services\nbut also to be able to develop other businesses. \u201cWe hope that they will\nnot only continue to operate in the online motorcycle taxi business but\ncan also develop other ventures,\u201d he said.<\/p>\n<p>He explained that administrative requirements will not be immediately\nimposed when the policy granting MSME status is implemented. For\ninstance, the requirement to have a Business Identification Number (NIB)\nwill not be a priority in the initial phase. \u201cRequirements related to\nNIB processing are not our priority at the beginning. Let this\ntransition process run smoothly,\u201d said Maman. Furthermore, Maman\nconfirmed that MSME status for ojol drivers will be granted\nautomatically to all drivers registered on application platforms. This\nmeans drivers do not need to register voluntarily to obtain this status.\n\u201cIt is automatic. And indeed, most of our friends from ojol\nassociations, like Garda Ojol and others, also expect this direction. So\nthis is an aspiration from the ojol business activists,\u201d he said.<\/p>\n<p>According to him, the main spirit of the policy is to provide\nprotection and empowerment to ojol drivers. Technical matters will be\ndiscussed further through coordination between the government,\napplication companies, and driver associations. \u201cThe most important\nthing is that this gets going first, and we must follow up on these\naspirations because it concerns the interests of many people. So I also\nhope that we in the government must be careful,\u201d he said. The legal\nbasis for the ojol drivers\u2019 MSME status will be regulated in a\nPresidential Regulation currently being prepared by the government. \u201cIt\nis on the way,\u201d he concluded. KUR is a special loan with a ceiling of up\nto Rp 500 million. For loans up to Rp 100 million, KUR does not require\ncollateral. The interest rate for KUR is also lower than standard bank\nloan interest rates because it is subsidised by the government.<\/p>",
        "url": "https:\/\/jawawa.id\/newsitem\/announcement-online-motorcycle-taxi-drivers-now-classified-as-msmes-eligible-for-rp-100-million-kur-loans-1782903169",
        "image": ""
    },
    "sponsor": "Okusi Associates",
    "sponsor_url": "https:\/\/okusiassociates.com"
}