{
    "success": true,
    "data": {
        "id": 1763485,
        "msgid": "airlangga-natural-resource-exporters-can-access-rupiah-loans-beyond-50-dhe-conversion-requirement-1780155504",
        "date": "2026-05-25 16:00:43",
        "title": "Airlangga: Natural Resource Exporters Can Access Rupiah Loans Beyond 50% DHE Conversion Requirement",
        "author": "",
        "source": "ANTARA_ID",
        "tags": "",
        "topic": "Trade",
        "summary": "Coordinating Economic Minister Airlangga Hartarto announced that natural resource exporters can secure rupiah loans from banks when their liquidity needs exceed the 50% foreign exchange conversion requirement. The government has also exempted interest income from DHE deposits in foreign currency from income tax and introduced new export governance measures through PT Danantara Sumberdaya Indonesia to enhance trade transparency and revenue collection.",
        "content": "<p>Economic Affairs Coordinating Minister Airlangga Hartarto said\nnatural resource exporters can obtain rupiah loans from banks if their\nrupiah liquidity needs exceed the 50% DHE conversion obligation. Under\nnew regulations, the foreign exchange conversion limit for export\nearnings (DHE) has been reduced from 100% to a maximum of 50%. Speaking\nat the National Conference on Regional Economic Development (KNPED) in\nJakarta on Monday, Airlangga stated that Bank Indonesia (BI) and\ncommercial banks will establish a financing mechanism for exporters\nrequiring additional rupiah liquidity. \u2018For import and other needs,\nexporters can use dollars. If rupiah requirements exceed the 50% foreign\nexchange conversion obligation, BI or banks will provide a loan\nmechanism,\u2019 he said. Additionally, Airlangga noted the government has\nexempted income tax on interest earned from DHE funds held in foreign\ncurrency. Regulations under Government Regulation No.\u00a021 of 2026 require\nnatural resource exporters to repatriate 100% of DHE into Indonesia\u2019s\nfinancial system with full compliance. Natural resource exporters must\nretain a minimum of 30% of DHE for the oil and gas sector and 100% for\nnon-oil sectors in special accounts within Indonesia\u2019s financial system,\nwith a minimum holding period of three months for oil and gas and 12\nmonths for non-oil sectors. Subsequently, DHE repatriation and retention\nmust be processed through Himbara (State-Owned Bank Association) member\nbanks. Exceptions apply for non-Himbara banks for oil and non-oil mining\nsectors from countries with existing trade agreements or memoranda of\nunderstanding with Indonesia. Exporters from countries with bilateral\nagreements may retain 30% of DHE for three months in non-Himbara banks.\n\u2018BI will issue a letter regarding this exception (non-Himbara\nplacement),\u2019 Airlangga said. At the same event, Airlangga outlined the\nimplementation of a state-owned enterprise (BUMN) for exports via PT\nDanantara Sumberdaya Indonesia (DSI) to strengthen export governance for\nstrategic commodities, including palm oil, coal, and ferro alloy. As\npart of the initial phase, the Indonesia National Single Window (INSW)\nsystem will integrate export reporting with DSI acting as a co-exporter.\n\u2018This will be implemented over the next three months, allowing companies\nto continue exporting with their existing partners. We will evaluate in\nparallel for the following three months, with full implementation by 1\nJanuary,\u2019 Airlangga said. He added that the government will honour\nexisting business-to-business (B2B) contracts provided there is no\nundervaluation or under-invoicing. Airlangga stated that establishing an\nexport body is necessary to improve transparency in trade data between\nIndonesia and its partners, which have previously shown discrepancies in\nexport-import figures. With DSI\u2019s involvement, the government expects\nincreased export revenue transparency to support tax, royalty, and other\nstate revenues. \u2018In the future, natural resources will not be limited to\nthese three commodities, but we will prioritise Indonesia\u2019s top three\nexport commodities,\u2019 Airlangga said.<\/p>",
        "url": "https:\/\/jawawa.id\/newsitem\/airlangga-natural-resource-exporters-can-access-rupiah-loans-beyond-50-dhe-conversion-requirement-1780155504",
        "image": ""
    },
    "sponsor": "Okusi Associates",
    "sponsor_url": "https:\/\/okusiassociates.com"
}