{
    "success": true,
    "data": {
        "id": 1764084,
        "msgid": "airlangga-exporters-eligible-for-rupiah-loans-when-dhe-funds-fall-short-1780147461",
        "date": "2026-05-25 19:23:00",
        "title": "Airlangga: Exporters Eligible for Rupiah Loans When DHE Funds Fall Short",
        "author": "Sakina Rakhma Diah Setiawan",
        "source": "KOMPAS",
        "tags": "",
        "topic": "Trade",
        "summary": "Coordinating Minister Airlangga Hartarto announced new regulations allowing natural resources exporters to secure rupiah loans from banks when domestic liquidity needs exceed 50% of export proceeds (DHE) obligations. The rules require 100% DHE deposits into Indonesia's financial system, with only 50% converted to rupiah, and tax incentives on foreign currency interest. The government aims to boost tax and royalty revenues while honouring existing B2B contracts.",
        "content": "<p>Coordinating Minister for Economic Affairs Airlangga Hartarto stated\nthat natural resources exporters can obtain rupiah loans from banks if\ndomestic liquidity needs exceed the 50% foreign exchange conversion\nobligation of export proceeds (DHE). According to Airlangga, Bank\nIndonesia (BI) and commercial banks have prepared a financing mechanism\nfor exporters needing additional rupiah funds following the new DHE\nrules. \u201cFor import and other needs, they can use dollars. For rupiah\nneeds exceeding 50%, BI or banks will provide a loan mechanism,\u201d he said\nat the National Conference on Regional Economic Development (KNPED) in\nJakarta on Monday, 25 May 2026.<\/p>\n<p>Under the new rules, natural resources exporters must deposit 100% of\nDHE into Indonesia\u2019s financial system, but the foreign exchange\nconversion requirement to rupiah has been reduced to a maximum of 50%.\nNon-oil and gas exporters must hold DHE domestically for 12 months,\nwhile oil and gas exporters must do so for three months.<\/p>\n<p>Airlangga added the government offers tax incentives, exempting\nincome tax on interest earned from holding DHE in foreign currency. DHE\ndeposits are made through banks that are members of the state-owned bank\nconsortium (Himbara), though exceptions apply for exporters from\nspecific trading partner countries. \u201cExporters from countries with\nexisting trade cooperation agreements with Indonesia may deposit DHE\noutside Himbara banks,\u201d he said, adding BI would issue a letter\nregarding this.<\/p>\n<p>Initially, the export mechanism will integrate via the Indonesia\nNational Single Window (INSW) system with PT DSI as a co-exporter. \u201cEach\ncompany can still export with their respective partners. We will\nevaluate in parallel over the next three months, with full\nimplementation from 1 January,\u201d Airlangga said. The government confirmed\nexisting business-to-business (B2B) contracts will be honoured provided\nthey do not involve under-valuation or under-invoicing.<\/p>\n<p>The government expects this system to boost revenue from taxes,\nroyalties, and natural resource exports. \u201cGoing forward, natural\nresources will not be limited to just three commodities, but we will\nprioritise Indonesia\u2019s top three export commodities,\u201d he added.<\/p>",
        "url": "https:\/\/jawawa.id\/newsitem\/airlangga-exporters-eligible-for-rupiah-loans-when-dhe-funds-fall-short-1780147461",
        "image": ""
    },
    "sponsor": "Okusi Associates",
    "sponsor_url": "https:\/\/okusiassociates.com"
}