PT CIMB Niaga Auto Finance (CIMB Niaga Finance) demonstrated business\nresilience throughout 2025 amid challenging economic dynamics. This was\nrevealed at the Annual General Meeting of Shareholders (AGM) held on 6\nApril 2026 at Griya CIMB Niaga, South Tangerang.<\/p>\n
During the agenda, shareholders approved the 2025 Annual Report and\naccepted the Board of Commissioners\u2019 supervisory report on the\nDirectors\u2019 performance for that period.<\/p>\n
Additionally, the AGM ratified the 2025 financial statements audited\nby the public accounting firm Rintis, Jumadi, Rianto & Rekan. Based\non the audit results dated 11 March 2026, the statements received an\nunqualified opinion.<\/p>\n
Throughout 2025, CIMB Niaga Finance recorded revenue of Rp2.23\ntrillion, an increase of 9.31% from the previous year\u2019s Rp2.04 trillion.\nThis performance was supported by total asset growth of 6.04% to Rp11.46\ntrillion. Meanwhile, total assets under management also rose by 3.93% to\nRp13.66 trillion.<\/p>\n
In terms of profitability, the company\u2019s net profit reached Rp322.75\nbillion. This achievement demonstrates the company\u2019s ability to maintain\nperformance stability amid industry pressures.<\/p>\n
Furthermore, maintained asset quality also drove an upgrade in rating\nfrom Fitch Indonesia to AAA, reflecting the strength of risk management\nand business agility.<\/p>\n
CIMB Niaga Finance\u2019s President Director, Ristiawan, emphasised that\n2025 was a period full of challenges for the financing industry.<\/p>\n
\u20182025 was a year full of challenges; CNAF strives to continue\nrecording positive performance even as the market contracts,\u2019 he stated\nat the CIMB Niaga Finance AGM in South Tangerang on Monday (6\/4).<\/p>\n
One of CNAF\u2019s main achievements in 2025 was successfully maintaining\na balance between growth and quality. The dynamics and slowdown in the\nfinancing industry\u2019s growth in 2025 were felt across the entire sector,\nnot just by CNAF. However, CNAF succeeded in maintaining adaptive,\nresilient, and competitive performance.<\/p>\n
\u2018CNAF successfully booked total new financing disbursements for 2025\nat Rp9.25 trillion. This achievement simultaneously strengthens CNAF\u2019s\nposition in the industry. This is evidenced by the increasing market\nshare in motor vehicle financing to 6.11%, also reflected in the\ncompany\u2019s assets under management growing by 3.93%,\u2019 said Ristiawan.<\/p>\n
At the AGM, shareholders also approved a cash dividend distribution\nof Rp129 billion, equivalent to 40% of the 2025 book year net\nprofit.<\/p>\n
Additionally, the company reappointed the public accounting firm\nRintis, Jumadi, Rianto & Rekan as auditor for the 2026 book year,\nconsidering their track record and experience.<\/p>\n
As part of strengthening corporate governance, shareholders approved\nthe reappointment of Dr.\u00a0Rini Fatma Kartika as a member of the Sharia\nSupervisory Board for the 2026-2029 period.<\/p>\n
Sharia Supervisory Board composition:<\/p>\n
\u2022 Chair: Prof.\u00a0Dr.\u00a0rer.nat. Jaenal Effendi<\/p>\n
\u2022 Member: Dr.\u00a0Rini Fatma Kartika<\/p>\n
Optimism Facing 2026<\/p>\n
In closing the presentation, management expressed optimism regarding\nbusiness prospects for the coming year, despite lingering global\neconomic and automotive industry challenges.<\/p>\n
\u2018We are optimistic that the company\u2019s business prospects in 2026 will\nimprove further, although there are macroeconomic challenges and\nautomotive industry challenges amid global geopolitical conditions. We\ncontinue to develop the business sustainably and responsibly, while\nprioritising prudential aspects and strengthening customer experience to\nachieve our mission of becoming the most profitable multifinance company\nin Indonesia,\u2019 he concluded.<\/p>", "url": "https:\/\/jawawa.id\/newsitem\/agm-2025-cimb-niaga-finances-performance-grows-amid-economic-pressures-1775616734", "image": "" }, "sponsor": "Okusi Associates", "sponsor_url": "https:\/\/okusiassociates.com" }