{
    "success": true,
    "data": {
        "id": 1917767,
        "msgid": "adakami-says-online-lending-industry-increasingly-a-financing-choice-for-the-public-1786629374",
        "date": "2026-08-13 20:29:58",
        "title": "AdaKami says online lending industry increasingly a financing choice for the public",
        "author": "",
        "source": "ANTARA_ID",
        "tags": "",
        "topic": "Finance",
        "summary": "AdaKami's Finance Director stated that the online lending industry is becoming a key financing source for underserved communities, with OJK data showing outstanding financing reached Rp105.14 trillion in June 2026. The company launched a transparency campaign to ensure industry growth aligns with consumer protection. The initiative emphasises that consumers have the right to clear information on interest, fees, and instalments before making financial decisions.",
        "content": "<p>Jakarta (ANTARA) - PT Pembiayaan Digital Indonesia (AdaKami) Finance\nDirector Valentina Juveline stated that the online lending industry is\nincreasingly becoming a financing choice for the public, particularly\nthose not optimally served by formal financial services.<\/p>\n<p>\u201cFinancial Services Authority (OJK) data shows that the outstanding\nfinancing of the online lending industry in June 2026 reached Rp105.14\ntrillion, growing by 25.38 percent year-on-year,\u201d she said during the\nlaunch of AdaKami\u2019s Transparency Campaign in Jakarta on Thursday.<\/p>\n<p>This growth indicates that the public\u2019s need for financing access\ncontinues to increase. However, she added, the larger this industry\ngrows, the greater the responsibility to ensure that this growth is\naccompanied by consumer protection.<\/p>\n<p>One of the aspects AdaKami is campaigning for is transparency in loan\ninformation to build public trust.<\/p>\n<p>\u201cConsumers have the right to know all information about the product\nthey will use before making a decision, from interest rates, fees,\ntenors, to instalment structures. With clear and easy-to-understand\ninformation, the public can make wiser financial decisions according to\ntheir needs and capabilities,\u201d Valentina stated.<\/p>\n<p>This principle is also stated to be in line with the 2023 OJK\nRegulation on Consumer Protection in the financial services sector,\nwhich places information transparency as a key principle in providing\nfinancial services.<\/p>\n<p>\u201cOn that basis, today we reaffirm our commitment through the\n\u2018Buka-Bukaan\u2019 campaign, which is AdaKami\u2019s initiative to strengthen the\nconsumer protection pillar,\u201d she added.<\/p>",
        "url": "https:\/\/jawawa.id\/newsitem\/adakami-says-online-lending-industry-increasingly-a-financing-choice-for-the-public-1786629374",
        "image": ""
    },
    "sponsor": "Okusi Associates",
    "sponsor_url": "https:\/\/okusiassociates.com"
}